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The method you have been using to lose weight may be wrong! Please stay away from these six …

"If you don’t lose weight now, summer will be sad."

Summer is coming.

More and more people are worried about "losing weight"

Some methods of losing weight that are madly transmitted on the Internet from time to time.

Does it really work?

According to the Report on Nutrition and Chronic Diseases of Residents in China 2020, the overweight and obesity rate of adult residents in China has exceeded 50%, and the obesity rate has exceeded 16%. Obesity not only affects appearance, but also increases the risk of various chronic diseases, so more and more people are beginning to pay attention to the topic of weight loss.

01

How to be fat?

Many people take their weight as a measure of their obesity, especially many women think that "a good woman is not more than a hundred", and even think that the lighter the weight, the better. This is a wrong concept.

If you want to know whether you are obese, you need to pay attention to three indicators: BMI, waist circumference and body fat rate.

BMI: BMI = weight (kg) ÷ height (m) 2;

Generally speaking, those with a BMI of 18.5 ~ 23.9 are considered as normal weight, those with a BMI of 24 ~ 27.9 are overweight, and those above 28 are obese, as shown in the following table:

It should be noted that the weight should be weighed in the morning, on an empty stomach and after excretion, not at night.

Waist circumference: If the waist circumference of men is ≥ 90cm and that of women is ≥ 85cm, even if the calculation result of BMI is within the normal range, it is also abdominal obesity, and it is also necessary to lose weight!

Body fat rate: body fat rate = (fat weight ÷ body weight) X100%

The body fat rate of normal adults is 15%-18% for men and 25%-28% for women. Under normal circumstances, men’s body fat is higher than 25%, and women’s body fat is higher than 30%. If the body fat rate is too low, that is, less than 5% for men and less than 13% for women, it may cause physical dysfunction.

all the time

There are many ways to lose weight on the Internet.

For example, cooking with only water can lose weight.

Fruit is low in calories, so eating fruit can reduce weight.

Losing weight means staying away from red meat completely.

"liquid break diet"

……

Are these practices really reliable?

02

Are these weight loss methods really reliable?

one

Can you reduce fat if you consume less calories than calories?

Weight loss is related to calorie difference. When the calorie intake is less than the calorie consumption, there will be a calorie deficit, but the calorie deficit cannot be simply superimposed.

Do a simple math problem:

If you consume 100 kilocalories a day, you can consume about 36,500 kilocalories a year, and 0.5 kg of fat can provide 4,500 kilocalories, so you can lose about 4 kg of fat a year and 20 kg of fat in five years.

However, what we have seen in clinical trials is that if we consume 100 kilocalories less every day, we can lose about 4.5 kilograms of fat in five years, which is far from what we expected.

Why is this? This is because the body will refuse to change through various methods, reduce basal metabolism, and strive to control the weight at a stable adjustment point, resulting in the loss of weight is not a simple calorie consumption. The calorie deficit will not be fully reflected in the lost fat, and lean body weight such as muscle will also be lost, so the calorie difference is not equal to the lost fat.

Tips: losing weight is not just as simple as doing math problems, but keeping your body in new challenges and leaving your "comfort zone" in order to maintain the rate of losing weight.

2

Can you exercise for more than 30 minutes to consume fat?

Many people think that it takes more than 30 minutes to burn fat, so you must do aerobic exercise for a long time to lose weight. But this statement is completely wrong.

From the first minute of exercise, glycogen and fat are mixed for energy supply. Although the longer the exercise time, the higher the proportion of fat energy supply, but it is only a slight difference from 50% to 60%. It is not that the human body miraculously consumes only fat after 30 minutes of exercise.

So which kind of exercise is more conducive to losing weight? Is it aerobic exercise (low intensity and long time) or strength training (explosive resistance exercise)?

The consensus in the field of sports physiology is that HIIT (short-term high-intensity and explosive resistance exercise) is most beneficial to "fat burning". Although the total time of this kind of exercise is not long, it can produce a continuous "fat burning" effect after exercise. If you practice several groups of HIIT in the morning, you can improve the basal metabolic rate throughout the day and continue to lose fat. But after HIIT, you will feel very hungry, so remember to control yourself and don’t eat too many snacks.

three

Can you lose weight by cooking only with water?

Compared with other cooking methods, such as stir-frying, braising and braising, boiling vegetables can usually reduce the fat and calories, because it is not necessary to add a lot of oil to cook, which helps to reduce its calories, so many people say that it can lose weight.

Actually, not necessarily. The key to losing weight is to control the energy balance. Only when the energy intake is less than the energy expenditure can we lose weight. Only eat water to cook, but if you eat a lot, you also eat a lot of vegetables with high energy, such as potato chips, yam chips, lotus root chips and other vegetables with high starch content, which are also high in energy and will gain weight.

Moreover, cooking with water only, without eating meat, eggs and milk, and without fruits and other foods, boiled vegetables cannot provide all the nutrients needed by the body, such as high-quality protein and fat, which may lead to malnutrition and affect health. To lose weight healthily, we should not only control the calorie intake, but also ensure the intake of diversified foods, including meat, eggs and milk, and ensure adequate nutrition.

Generally speaking, cooking only with water may not be able to lose weight, and it is unhealthy to eat like this. To lose weight, we must also ensure a reasonable diet structure and balanced nutrient intake.

four

Fruit is low in calories. Can you lose weight by eating fruit?

Fruits are usually low in calories and rich in fiber and water, which makes them one of the ideal choices for people to lose weight. However, simply eating fruit to lose weight may not be a dream.

First of all, although fruits are relatively low in calories, most of them still contain a certain amount of carbohydrates. If you eat a lot, for example, if you eat three or four kilograms of grapes and strawberries every day, it will also lead to weight gain. Moreover, the energy of some fruits is not low at all. For example, the calorie of durian is 150 kcal/100g, and the calorie of avocado is 171 kcal/100g g. Eating more will not make you lose weight.

Secondly, just like vegetables, both fruits and vegetables are healthy when viewed separately. If you only rely on fruits to lose weight for a long time, it may lead to malnutrition and health problems. The key to a healthy diet lies in diverse foods and balanced nutrition.

five

"Liquid-broken diet", is it thin after drinking?

"Liquid diet" is an extreme way to lose weight, which usually means drinking only water or other low-calorie liquids for a period of time without eating solid food. The principle of this method is to limit calorie intake, which leads to weight loss. Because water and other liquids have less calories than solid foods, they may cause weight loss in the short term.

However, there are serious health risks in the "liquid diet".

First of all, relying only on liquid intake for a long time will lead to malnutrition, because drinking water can only provide water for the body, and other nutrients are gone. There are no nutrients such as protein, fat, carbohydrates and vitamins that the body needs to survive, which can easily lead to health problems such as metabolic disorder, decreased immunity and muscle loss.

Secondly, if you only drink water, it will also affect the water-electrolyte balance of the body, leading to dehydration and other health problems.

Therefore, it is not advisable to rely on the "liquid diet" for a long time to lose weight.

six

Do you want to lose weight completely away from red meat?

It is also a headache to eat red meat in the process of losing weight. Some people think that red meat is high in fat and should be eliminated when losing weight. Is this really the case? Actually, this statement is not reliable.

Why do some people think that you shouldn’t eat red meat to lose weight? Experts said that people think that red meat is not conducive to weight loss because its fat storage location is different from that of white meat. The fat of white meat such as fish and poultry is stored under the skin. When eating, the skin can be removed to avoid fat intake.

However, the fat of red meat such as beef and mutton is stored between muscles, so it is difficult to eliminate it, so it gives people a feeling that "you can’t eat red meat if you lose weight". In fact, the key to losing weight lies in how much energy you consume, which has nothing to do with eating red meat.

Eating a small amount of red meat has certain benefits for weight loss. Girls who usually eat a normal diet can eat a small amount of red meat (50g-100g) during weight loss, especially for girls who are prone to anemia. Eating a little red meat can prevent anemia during weight loss. At the same time, girls will lose some iron during menstruation. Eating red meat can help them supplement iron and avoid anemia and amenorrhea during weight loss.

03

What are the scientific ways to lose weight?

1. light diet, increase fiber intake

The color and smell of food will stimulate appetite, so you should cook food in a light way. Avoid eating too carefully and increase the intake of cellulose (vegetables, fruits and miscellaneous grains) in food, which can not only improve satiety, but also improve intestinal motility and reduce stool.

Step 2 Exercise properly

Although there is an upper limit to increase energy consumption by exercise, proper exercise can maintain muscle mass and restore muscle cell function during weight loss, so it is suggested to exercise properly and reasonably during weight loss. Most clinical guidelines advise adults to participate in 150-300 minutes of moderate (60%-80% of the maximum heart rate) or 75-150 minutes of strenuous physical activity per week, and 2-3 times of resistance training per week. The reasonable schedule recommended for ordinary adults is: 4-6 weeks after the start of the plan, extend the exercise time by 5-10 minutes every 1-2 weeks, and gradually.

3. Chew slowly and eat in a small bowl

Chewing slowly when eating food is beneficial to achieve satiety earlier, so as to stop eating and consume less calories. When eating the same amount of food, chewing slowly will consume more calories than normal eating speed. Large bowls and basins are easy to have the illusion of "not eating much" visually, and eating with small bowls can also reduce food intake.

4. Learn to read the ingredient list and nutrient composition list.

The nutrient composition table will show the calories of food and the percentages of three macro nutrients, namely protein, fat and carbohydrate, so that you can calculate the calories you will consume after eating the next food, which can help you control the total calories you consume every day.

5. Ensure drinking water.

Use boiled water, tea water, black coffee, etc. instead of drinking. Adequate drinking water can occupy a certain amount of stomach, reduce hunger, and help metabolism and consume more fat. Ensure at least 1500-1700 ml of drinking water every day, and drink slowly with small mouth and multiple frequencies to avoid "water poisoning" when drinking too much water at one time.

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Popular reading

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Original title: "The weight loss method you have been using may be wrong! Please stay away from these six … "

Read the original text

The disorderly growth of "rice circle" leads to many chaotic phenomena. How to correct the deviation according to law?

"Fanquan" is a group formed spontaneously by fans in pursuit of people or things they like together. The "rice circle" has also had a positive impact on the real society: the crowdfunding donation of the "rice circle" in public welfare activities can not only help the needy groups, but also transmit positive energy; The rational creative support behavior of "rice circle" is also helpful to promote the development of cultural industry. However, with the disorderly growth of "rice circles", many chaotic phenomena have emerged, causing serious social harm. In order to lay a solid ideological foundation and strengthen the guidance of public opinion, it is necessary to improve and optimize relevant laws in time, correct the chaos of "rice circles" according to law, and strengthen the governance efficiency of "rice circles".

1. Control and evaluation manipulate public opinion space, and legal supervision is blind.

One of the chaotic phenomena of "rice circle" is comment control, which takes two forms: one is that fans abuse the reporting mechanism. Some fans classify the normal comments of ordinary netizens as malicious black comments. Once they find negative voices or dissident voices involving idol names, abbreviations and appellations, they advise publishers to modify or delete them, or incite fan groups to complain and report. The second is that fans screen homogeneous information. The screen-brushing scenes mainly include: the control and evaluation team makes promotional materials, and fans consciously forward them in scale to expand the popularity of idols; Screen idol information in the film and television drama review area, brand live broadcast room, etc. to show idol influence; When idols have negative public opinion events, fans will defend them in a unified way, or release massive positive content to suppress negative hot search.

Although the above phenomenon does not touch the legal red line, it violates the moral bottom line and seriously affects the orderly development of online public opinion. The "rice circle" abuses the reporting mechanism, making the governance tool a means for fans to take revenge. At the same time, the homogeneous content of "rice circle" will artificially concoct hot spots, which will affect the orderly spread of the network, and will also encourage fans to constantly fight for help and irrational consumption in order to maintain the popularity, and will also cause fans to justify the disqualification of idols regardless of right and wrong, and even cover up and beautify the illegal and criminal acts of idols. Recently, the Central Network Information Office issued the Notice on Further Strengthening the Governance of the Chaos in the "Rice Circle" (hereinafter referred to as the "Notice"), proposing to continue to dissolve the fan communities and groups with the theme of control. The "Notice" has made great efforts to rectify the harm caused by the large-scale control and evaluation of common control and evaluation groups, but in addition to communities and groups, the harm caused by spontaneous control and evaluation by fans should be paid attention to.

2. Cyber violence has a wide range of hazards, and public and private affairs should be paid equal attention to as a whole.

The second phenomenon of "rice circle" chaos is cyber violence, which is commonly manifested as: uglification, abuse, derogatory and threatening others; Compile and spread rumors; Insulting the image of others by making pictures and other means; Human flesh searches and exposes other people’s address, unit, certificate number and other private information; Leaking, buying and selling the star’s residence, itinerary and traffic information, etc.; Tracking, voyeuristic, and secretly photographing stars, publishing, selling and exhibiting their secretly photographed images without the consent of the stars; Invade the star’s private residence and harass the star by telephone, text message and email.

The "Notice" clearly requires all platforms to promptly discover and clean up all kinds of harmful information such as tearing and swearing, pulling and stepping on wars, rumors and attacks by fans in the "rice circle", and strictly deal with illegal and illegal accounts. Although titles are a punishment measure, cyber violence should be punished more according to different actors and circumstances.

In the protection of personal rights and interests: First of all, according to the provisions of the Civil Code, publishing insulting and defamatory remarks, which substantially reduces the social evaluation of others, constitutes a reputation infringement. If the circumstances are serious, according to the provisions of the criminal law, it constitutes the crime of insult and libel. Secondly, the above-mentioned acts of making pictures, taking pictures and publishing constitute portrait infringement. Finally, according to the provisions of the Civil Code, human flesh search, information disclosure and other acts illegally expose private information that individuals do not want to be known to others, tracking and invading disturb the rational and private space of other characters, and information harassment disturbs the peace of life of others, all of which constitute privacy infringement.

In terms of social security, insults, slanders, intimidation and other acts that endanger public order shall be punished accordingly in accordance with the provisions of the Public Security Administration Punishment Law. If the circumstances are serious, according to the Interpretation of the Supreme People’s Court and the Supreme People’s Procuratorate on Several Issues Concerning the Application of Laws in Handling Criminal Cases of Defamation by Information Network, the offender shall be convicted and punished for the crime of stirring up trouble. Whoever fabricates false information and causes serious public disorder shall be convicted and punished for the crime of stirring up trouble in accordance with the provisions of the Criminal Law. If the act of buying or selling other people’s information reaches the serious standard, it shall be punished as the crime of infringing citizens’ personal information.

3. Improper fund-raising has hidden risks, and regulatory measures need to be strengthened.

The third chaos of "rice circle" is fan fund-raising, that is, fan fund-raising activities organized by individual fans, support clubs and other groups or stars and their studios for playing lists, voting, buying gifts and supporting materials, and holding offline publicity activities. There are serious legal risks in fan fund-raising, including opaque fund operation, unknown whereabouts of the money raised, illegal occupation by sponsors, etc.

The "Notice" stipulates that all platforms should promptly discover and clean up all kinds of illegal fund-raising information; For websites and platforms that focus on problems, fail to perform their duties effectively, and induce minors to participate in fund-raising for aid, they shall be punished according to laws and regulations; Continue to investigate and dispose of overseas websites that provide voting and fundraising. For the fund-raising behavior without platform participation and organized and managed by fans spontaneously, the legal problems existing in it can be regulated from the civil and criminal perspectives.

At present, the academic circles have not unified the legal nature of fan fund-raising. One view is that fan fund-raising is a commission relationship, and usually it is a free commission. As the trustee, the sponsor shall report to the participant (the principal) the purpose of fund-raising, the details of income and expenditure, and the handling of assistance affairs, etc. According to the provisions of the Civil Code, if the trustee causes losses to the principal due to intentional or gross negligence, the principal may request compensation for the losses; If the trustee exceeds his authority and causes losses to the principal, he shall compensate for the losses. Another view is that fan fund-raising is a civil gift relationship, and it is often a gift with obligations. According to the provisions of the civil code, when the sponsor fails to fulfill the obligation of supporting, the participants have the right to cancel the gift and request the return of the property. According to the criminal law, improper fund-raising may also constitute fraud and embezzlement. First, the fund-raising promoters deliberately fabricated the facts of aid, deceived fans to pay the aid fees, and illegally possessed the proceeds to raise funds, which constituted the crime of fraud. Second, the fund-raising promoters took the money entrusted by other fans for their own use and did not use it for support, and reached the standard of a large amount. After other fans found it, they still refused to return it, which constituted the crime of illegal embezzlement. However, the above laws do not regulate the process, frequency, amount, participants and managers of fund-raising.

4. Offline activities disrupt public order and increase prevention and control efforts.

The fourth chaos of "rice circle" is disturbing public order, which is manifested in three aspects: first, a large number of fans gather and crowd in public places such as shopping malls and airports to watch the stars, which will not only interfere with the normal operation of public areas, but also destroy public facilities and cause stampede injuries due to disorderly crowding. Second, fans extend cyber violence to offline, contain, harass and attack others, endanger their personal safety and threaten social order. Third, under the influence of group infection, fans turn online irrational emotions into offline collective actions, which increases the difficulty of realistic governance and intensifies social risks. For example, famous artists are detained on suspicion of committing crimes, and some emotional fans gather in front of the police station to speak for them.

In this regard, relevant departments should strengthen governance, take both online and offline measures, strengthen guidance and prevention, and not only supervise improper online speech in real time, but also rectify illegal gathering behavior according to law. According to the provisions of the Public Security Administration Punishment Law, the above-mentioned acts involve disturbing the order of stations, ports, docks, airports, shopping malls, parks, exhibition halls or other public places, and they are given a warning or a fine of less than 200 yuan; If the circumstances are serious, they shall be detained for more than five days and less than ten days, and may also be fined up to five hundred yuan. According to the criminal law, fans have the following behaviors: beating others at will, and the circumstances are bad; Chasing, intercepting and insulting others, with bad circumstances; Making trouble in public places, causing serious disorder in public places, etc., constitutes the crime of stirring up trouble.

5. Build a long-term governance mechanism to create a clear cyberspace.

In order to effectively prevent the chaos of "rice circle" from eroding the mainstream ideology, infiltrating erroneous thoughts and threatening social security, relevant departments should sum up practical experience and challenges and optimize rectification measures on the basis of governance according to law.

First, build a long-term governance mechanism. "Rice circle" is becoming a social phenomenon day by day, and its guidance and regulation should become a normal work. At present, the governance practice faces challenges: First, there is a lack of complete regulatory rules, and special activities take temporary solutions instead of permanent solutions. Once the activities are over, similar chaos may come back. Second, there is a lack of unified management standards, and the implementation effect is difficult to evaluate. In this regard, relevant departments should not only clarify the scope of powers and responsibilities of all parties according to law, but also link platforms, celebrities and their affiliated enterprises and ordinary citizens, build a multi-party governance grid, strengthen daily supervision, improve inspection and assessment standards, and urge the platform to set up a unified management system to enhance its self-inspection ability.

Secondly, it is necessary to optimize the existing remediation rules. The existing governance basis for fans’ comment behavior is mainly the Notice issued by the Central Network Information Office. The "Notice" requires the platform to vigorously disband the fan communities and groups with the theme of control and evaluation, and has achieved remarkable results since its implementation. However, only cleaning up the control and evaluation groups may not only ignore the spontaneous screen-brushing behavior of fans, but also lack the regulation of malicious reporting and evaluation. In order to further strengthen the prevention and control in advance, the specific rules need to be optimized and improved.

Finally, the rule of law and the rule of virtue should be combined to give play to the leading power of morality. The governance of "rice circle" should not only be guaranteed by punitive provisions, but also be based on moral concepts. Stimulate the positive energy of "rice circle" and correct the wrong direction of "rice circle" As for the platform, the law should not only stipulate its regulatory responsibilities, but also emphasize its publicity obligations. The platform should actively recommend outstanding cultural works and encourage fans to pay attention to the pioneering deeds of moral models in various fields. In terms of stars and their affiliated companies, relevant departments should introduce norms. First, they should regulate the words and deeds of stars, play their role as role models, and drive fans to participate in public welfare; Second, we must clarify the management obligations, urge them to correct the improper behavior of the "rice circle", and supervise the fund-raising procedures and flow. At the school and family level, teenagers should be guided to "button up the first button in life", educate the right and wrong, and lead the concept of healthy idolize. (Author: Wang Tianzheng, a researcher at Socialism with Chinese characteristics Thought Research Center, the supreme leader of Beijing, and a professor at China University of Political Science and Law; Cui Yao, Ph.D. student, China University of Political Science and Law)

 

Personal savings pension is coming, would you like to join it?

  Reading tips

  China’s old-age insurance system is a system composed of three pillars: basic old-age insurance, enterprise annuity and occupational annuity, personal savings old-age insurance and commercial old-age insurance, which is undoubtedly conducive to coping with China’s aging population and promoting the sustainable development of the old-age insurance system. At present, it is urgent to promote the construction of the third pillar pension insurance because the first pillar basic pension insurance is "one big one" and the second pillar enterprise annuity develops slowly and its coverage is relatively small.

  With the aggravation of population aging, how to enrich the "money bag" of providing for the aged has become a hot topic of concern.

  This year’s government work report mentioned the third pillar pension insurance for the first time, and proposed to standardize its development. This plan sparked a heated discussion.

  What is the third pillar of old-age insurance, which groups are suitable for it, and how many "chips" can it add to old-age care after joining? Let’s listen to professionals to calculate this pension account.

  The third pillar is a short board in the endowment insurance system.

  What is the third pillar endowment insurance?

  China’s endowment insurance system is a "three-pillar" system. Zheng Bingwen, member of Chinese People’s Political Consultative Conference and director of the World Social Security Research Center of China Academy of Social Sciences, said that the first pillar is the basic old-age insurance, which is often referred to as the pension, the second pillar is the enterprise annuity and the occupational annuity, and the third pillar includes the personal savings pension insurance and the commercial pension insurance.

  "The first pillar is pay-as-you-go, government-led and basic; The second pillar is the enterprise (occupational) annuity, which is dominated by the employer and can help the employer attract talents. The third pillar is individual-led, and some money is paid before tax when working, and then taxed when retiring. These three pillars jointly support old-age care. " Dong Keyong, a professor at the School of Public Administration of China Renmin University, explained to reporters.

  From the experience of various countries, establishing a multi-level old-age insurance system is considered to be an important measure to deal with the aging population and promote the sustainable development of the old-age insurance system.

  You Jun, deputy director of the Ministry of Human Resources and Social Security, said in an interview that among the three levels of the current old-age insurance system, as the first level of basic old-age insurance, the system is basically sound, and the employee old-age insurance plus urban and rural residents’ old-age insurance has covered nearly one billion people. As the second level, the enterprise annuity and occupational annuity systems have been initially established and gradually improved, covering more than 58 million people at present.

  The first pillar of the basic old-age insurance covers a wide range of people, but "one branch is the only one", coupled with the current situation that the pension accounts for no more than 45% of the pre-retirement salary on average, which makes many professionals worry that with the deepening of aging, the income and expenditure pressure of the basic old-age insurance will increase day by day.

  "The second pillar enterprise annuity has developed slowly and its coverage is relatively small. At this time, we must consider taking the third pillar as the entry point and accelerate the establishment of a multi-level old-age security system. " Sun Jie, member of Chinese People’s Political Consultative Conference and vice president of university of international business and economics Institute of Insurance, said.

  It is urgent to promote the construction of the third pillar endowment insurance. "As the third level of personal pension system has not yet been introduced. Indeed, the third level is still a shortcoming in the entire pension insurance system. " You Jun is outspoken.

  At the same time, more and more people choose flexible employment. There is no clear employer for this group, and the third pillar pension insurance led by individuals has high hopes on how to protect the pension rights of this group.

  The market reflects the pilot policy that "it is not easy to say that I love you"

  In fact, since May 2018, the third pillar pension insurance has been piloted in Shanghai, Fujian and Suzhou.

  The pilot is clear, and personal tax deferred commercial endowment insurance is implemented. The insured who purchases tax-deferred old-age insurance products can pay the premium before tax, and then pay personal income tax when they receive the insurance money after retirement, and the maximum monthly tax deduction can be made for 1000 yuan.

  In view of many employees’ concern about how much they can get when they buy tax-deferred old-age insurance, China Banking and Insurance Regulatory Commission has calculated an account: suppose the insured person starts to participate at the age of 30 and takes out insurance in 1000 yuan every month, and the guaranteed rate of return on products is 3.5%. When he retires at the age of 60, he will pay a premium of 360,000 yuan, with an account value of 618,000 yuan. Through actuarial calculation, you can get 2746 yuan a month.

  By the end of April 2020, a total of 23 insurance companies had participated in the pilot project, and 19 companies had issued orders, achieving a cumulative premium income of 300 million yuan and a total of 47,600 participants.

  The relevant person in charge of China Banking and Insurance Regulatory Commission said that the personal tax deferred commercial endowment insurance pilot is progressing smoothly, but the overall scale is not large, and the market generally reflects that the policy is not attractive enough.

  One of the reasons why the pilot is not attractive enough is that the beneficiary groups are further narrowed when it comes to tax reform.

  Zhou Yanfang, deputy to the National People’s Congress and deputy general manager of China Taibao Life Insurance Shanghai Branch, who participated in the research and formulation of the tax-deferred pension insurance policy, once revealed that the original tax calculation method was largely referenced when formulating the tax-deferred pension insurance policy.

  Due to the adjustment of individual tax policy, the threshold is raised from 3,500 yuan to 5,000 yuan per month, which leads to the reduction of taxpayers and the coverage of tax-deferred pension insurance.

  Not long ago, at the press conference held by the State Council Office, Luo Xi, the chairman of China People’s Insurance Group, talked about the remarkable characteristics of the third pillar pension insurance. First of all, he said that it is a way to provide personal pension for high-income groups.

  At the same time, tax incentives are insufficient. According to Zhou Yanfang, according to the pilot method, the tax rate for workers who need to pay a tax when they retire is 7.5%, while according to the new personal income tax payment policy, workers who earn less than 8,000 yuan a month need to pay a tax rate of 3%.

  Since the monthly income of most workers in China is less than 8,000 yuan, Zhou Yanfang believes that the tax preferential policy of tax extension pension insurance has a negative incentive effect. In addition, the tax extension ceiling in 1000 yuan is not attractive enough for high-income earners.

  It is suggested that tax exemption should be appropriately increased to enhance its attractiveness.

  "The tax revenue is not enough." Luo Xi suggested that the state should comprehensively consider various aspects and appropriately increase the intensity of tax exemption.

  Zhou Yanfang agrees with this. She suggested raising the pre-tax deduction standard of tax-deferred pension insurance and raising the monthly deduction amount to 3,000 yuan. And establish a dynamic adjustment mechanism for tax incentives, reduce or exempt the tax rate at the collection stage, and improve the attractiveness of products and the coverage of preferential policies.

  At present, there are some problems in tax-deferred pension insurance, such as inconvenient participation, complicated process and complicated calculation. Zheng Bingwen believes that a complete design scheme of the third pillar system should be put forward to accommodate all financial products, so that tax preferential policies can be implemented on account holders instead of products, so that account holders can "eat all qualified financial products" with one account, so as to improve the convenience and accessibility of the third pillar.

  "I hope to speed up the pilot, expand the scope of the pilot, and push the face away." Sun Jie suggested that the preferential tax policy should be changed into financial subsidies, and low-and middle-income people should be paid through financial subsidies, so that more people can participate in commercial endowment insurance independently.

  The reporter learned that in recent years, the Ministry of Human Resources and Social Security has systematically planned and designed the third-level institutional model under the framework of a multi-level endowment insurance system.

  "After full research and demonstration, drawing lessons from international experience and summing up some domestic pilot experiences, a preliminary idea has been formed." You Jun introduced that the general consideration is to establish a personal pension system based on the account system, with voluntary participation of individuals, tax support from the state finance, and market-oriented investment and operation of funds.

  According to reports, in the next step, the Ministry of Human Resources and Social Security will implement it as soon as possible to meet diversified needs and better protect the happy life of the elderly.

Knowledge: What you should know about the Middle East.

Xinhuanet Beijing, January 19th When it comes to the Middle East, your first reaction is … chaos? Indeed, the Middle East gives people the impression that it is chaotic: there are many wars, many problems and many concepts … These tangled chaos in the Middle East are really the "news spots" that the media like to report, but is "chaos" really the whole of the Middle East? Of course not!

What you see and hear may be true, but it may not be comprehensive. Besides, American and western media are still dominant in the world, and what they tell you may not be true.

So, what is the real Middle East like? Ordinary foreigners who have worked and lived in the Middle East will tell you this: a long history, splendid civilization, rich products, simple people … The mosque in Saudi Mecca is solemn and sacred, the Egyptian pyramids and the Nile River shine brightly, the bazaar in Tehran, Iran is busy and lively, street vendors, mysterious robes, exotic music and dances, lush date palm groves … where tranquility and noise are intertwined, and tradition and modernity are combined.

The picture shows tourists riding camels to visit the pyramids in Cairo, the capital of Egypt.

The Middle East is "chaotic", but the disputes and conflicts between Syria, Iraq, Yemen and Palestine and Israel are only partial and few. Most parts of the Middle East are not chaotic, where there is a basic production and living order in a normal country, and ordinary people should eat, drink and lead a normal life …

Understand the "chaos" and "no chaos" in the Middle East. Under this basic understanding, let’s discuss what is the correct way to understand the Middle East. First of all, we must understand some concepts.

Middle East

First of all, the Middle East is a generalized geographical concept, specifically referring to most parts of West Asia and North Africa.

Most of the Middle East is Islamic countries, except Israel and Cyprus. The Middle East is mostly Arab countries, except Turkey, Iran, Israel and Cyprus. Therefore, the words Middle East, Arab countries and Islamic countries cannot be equated.

Next, the conceptual misunderstandings that are easy to get around are popular.

[Islamic countries and Arab countries]

Islamic countries, also known as Muslim countries, refer to countries and regions where Islam is the national religion and most residents believe in Islam. Muslims are people who believe in Islam. Both Islam and Muslims are transliterated in Arabic with the same root.

Arab countries refer to countries dominated by Arab peoples. The people mainly speak Arabic and believe in Islam, and have similar cultures and customs. Arab countries are mainly distributed in West Asia and North Africa, that is, the Middle East.

The picture shows the Babel of the Great Mosque in Samarra, Iraq.

To put it simply, Middle Eastern countries are divided by geography, Islamic countries are divided by religion, and Arab countries are divided by ethnicity. The Middle East is mainly Arab countries, and the Arab nation mainly believes in Islam, and Islam spreads in the world, not only in the Middle East and Arab nations, so Islamic countries are more widely distributed.

Understand the above concepts, you can immediately understand what is the Organization of Islamic Cooperation and the League of Arab States. The former is an international organization composed of Islamic countries, and the latter is a regional international organization composed of Arab countries.

The picture shows the scene of the GCC summit in Riyadh, Saudi Arabia, on December 10th, 2015.

There is also the Cooperation Council for the Arab States of the Gulf (GCC), which, as its name implies, is the main organization of Arab countries in the Gulf region. The Gulf here refers to the Na Pianhai between Iran and Arabian Peninsula. The "Gulf" of the Gulf War refers to it. Iran calls it Persian Gulf, and Arabs call it Arabian Gulf. It can be seen that there are many stories about the Gulf.

Ethnic group

In all the concepts mentioned above, ethnic and religious issues can’t be avoided. Let’s increase our knowledge immediately.

The main ethnic groups in the Middle East are Arabs, Persians, Jews and Turks. They all have their own countries, namely Arab countries, Iran, Israel and Turkey. There is also a relatively large ethnic group, Kurds, but they do not have their own country, mainly scattered in many countries in the Middle East.

From history to reality, the harmonious coexistence of these major ethnic groups is the mainstream, and there are different degrees of grievances in different periods, so ethnic contradictions are one of the reasons for the chaos in the Middle East.

[Islam]

People in the Middle East mainly believe in Islam, Judaism and Christianity, and Jerusalem is the holy land of the three major religions in the world. Religious issues have always hampered the history and present of the Middle East, both within and outside the region.

We mainly talk about Islam, the main religion in the Middle East.

Islam means "obedience" and "peace", and its meaning shows that Islam advocates peace, which can also be seen from the green color in the national flags of many Islamic countries.

The picture shows pilgrims praying at Mount Arafat in Mecca, Saudi Arabia, on September 23, 2015.

Islam obeys and believes in Allah, while the Prophet Muhammad is said to have accepted "enlightenment" and "been ordained to be holy" to carry out the "mission" given by Allah, spreading Islam and making it the dominant position in the Arabian Peninsula at that time. Muhammad is actually equivalent to a great missionary.

While preaching, Muhammad was also a politician. At the end of 631 AD, he completed the political unification of Arabian Peninsula, and all tribes converted to Islam one after another, and also recognized his leadership. He established a political power that combines politics and religion. Therefore, Muhammad is both a religious leader and a political leader.

[Shiites and Sunnis]

Speaking of which, it’s time to explain the sectarian problem. After Muhammad’s death, there have been two major factions of Islam, Sunni and Shia. The main difference between them lies in who is the legal heir of Muhammad. This is both a religious issue and a political issue. Simply put, who should inherit power.

Shiites believe that only Muhammad’s son-in-law and cousin Ali and his direct descendants (that is, Muhammad Hashemite family) are the legal heirs, while Sunnis believe that the caliph (meaning heir) is the legal heir and the leader of Islamic politics and religion.

The picture shows a mosque in southern Tehran, Iran.

Over the past 1000 years, these two factions have met each other at war and lived in harmony for a long time. It was not until modern times that the sectarian problem became prominent and sharp because of the intervention of western powers in the Middle East.

Sunnis are the largest, accounting for more than 80% of Muslims in the world. Shiites are mainly distributed in Iran, Iraq, Syria, Bahrain and other countries. Iran, Iraq and Syria are the only Shia countries in the world.

There are so many differences between countries in the Middle East, and the most basic difference is the political system. Some are monarchies such as Saudi Arabia, and some are constitutional monarchies such as Kuwait and Jordan. Some are parliamentary republics, such as Turkey and Israel. Some are presidential republics, such as Egypt and Lebanon.

Petroleum

There is another important reason for the turmoil in the Middle East, besides the geopolitical game of external forces and the internal ethnic, sectarian and institutional factors, and that is oil. It took about a hundred years for the Middle East to be rich in oil, which not only produced great wealth, but also made the West covet it, which brought great troubles to the Middle East’s politics and economy.

It is true that the Middle East is called the "world oil depot". Among the top ten countries in the world in terms of crude oil reserves, five countries are recognized as coming from the Middle East, of which Saudi Arabia accounts for about 20%, ranking first in the world, and Iran, Iraq, Kuwait and the United Arab Emirates each account for about 10%.

Two-thirds of the members of the Organization of Petroleum Exporting Countries (OPEC) come from the Middle East. The changes in the output and export volume of these countries have a great impact on the world market and oil prices, which can be called the "wind vane" for observing the world oil market.

Any trouble in the major oil producing countries in the Middle East immediately affects the nerves of the world oil market. This can explain why any policy actions taken by the West towards the Middle East will make a huge noise in the oil market, such as the Iraq war, sanctions against Iran, and the turmoil in West Asia and North Africa, which have all triggered violent reactions in the world oil market. (Reporter Yan Xiuyan, editor Jiang Yiqiao, Ma Xiaoyan, Xinhua International Client Report)

One article understands: how do taxpayers issue red-letter electronic invoices?

In order to implement the requirements of the Opinions on Further Deepening the Reform of Tax Collection and Management issued by the Central Office and the State Council, and further promote the electronic reform of invoices, State Taxation Administration of The People’s Republic of China issued the Announcement of State Taxation Administration of The People’s Republic of China on Promoting the Application of Comprehensive Digital Electronic Invoices (State Taxation Administration of The People’s Republic of China Announcement No.11 in 2024), clarifying that on the basis of the positive results achieved in the previous pilot, comprehensive digital electronic invoices (hereinafter referred to as "digital electronic invoices") will be officially promoted and applied nationwide from December 1, 2024. Today I will take you to understand:How do taxpayers issue electronic invoices in red words?

Taxpayers need to issue red-letter electronic invoices or red-letter paper invoices through the electronic invoice service platform in case of errors in invoicing, sales returns, service suspension, sales discounts, etc., according to the following provisions:

(1) If the drawee fails to confirm the use and entry, the electronic invoice service platform will issue a red-ink electronic invoice in full or in part or a red-ink paper invoice in full or in part based on the red-ink invoice information confirmation form (hereinafter referred to as the confirmation form) after the drawer fills in the red-ink invoice information confirmation form on the electronic invoice service platform. Among them, the Confirmation Sheet should be consistent with the corresponding blue-ink invoice information.

Example: On June 10th, 2024, Company F (the taxpayer who has used the digital invoice) found that there was an error in the contents of a special paper invoice issued to Company G (the taxpayer who has used the digital invoice) on May 31st, 2024, and it was found through the electronic invoice service platform that Company G had not confirmed the use of the obtained invoice and recorded the invoice. After F company contacts G company to retrieve the related invoice, it fills out and uploads the Confirmation Sheet through the electronic invoice service platform. Without confirmation from G company, F company can choose to issue a red-letter electronic invoice or a red-letter paper invoice in full or in part. If the electronic invoice in red characters is selected, the electronic invoice service platform will issue it in full or in part according to the Confirmation Sheet; If the red-ink paper invoice is selected, it will be issued in whole or in part by Company F..

Example: In April, 2024, Company H (the taxpayer who has used digital invoices) provided processing services for Company I (the taxpayer who has not used digital invoices). On April 18th, 2024, Company H has issued a digital invoice with the words "special VAT invoice" for Company I.. On April 20th, the labor service was terminated due to objective reasons. Before that, Company I didn’t confirm the use of the invoice and enter the invoice into the account. Company H filled out the Confirmation Sheet through the electronic invoice service platform without confirmation from Company I, and Company H issued an electronic invoice in full or in part based on the verified information of the Confirmation Sheet.

(2) If the drawee has confirmed the use or entered the account (the check and confirmation for export tax refund is still carried out according to the current regulations), the drawee is a taxpayer who has used digital invoices, and the drawer or the drawee can fill out and submit the Confirmation Sheet on the electronic invoice service platform. After the other party confirms it on the electronic invoice service platform, the drawer will issue a red-letter electronic invoice or a red-letter paper invoice in whole or in part; The drawee is a taxpayer who has not used digital invoices. The drawer fills in and submits the Confirmation Sheet on the electronic invoice service platform or the payee’s comprehensive service platform for value-added tax invoices. After confirmation by the other party, the electronic invoice in red characters or paper invoice in red characters will be issued in full or in part. Among them, the Confirmation Sheet should be consistent with the corresponding blue-ink invoice information.

If the drawee has used the invoice for VAT declaration and deduction, it shall temporarily transfer it from the current input tax amount according to the VAT amount listed in the Confirmation Sheet, and after obtaining the red-ink invoice issued by the drawer, it will be used together with the Confirmation Sheet as the accounting voucher.

Example: In October 2023, Company J (the taxpayer who has used the digital invoice) sold a batch of clothes to Company K (the taxpayer who has used the digital invoice), and a digital invoice with the words "special VAT invoice" has been issued, and Company K has confirmed the use of the obtained invoice. In November 2023, the sales of this batch of clothing were returned.

Case 1: The financial personnel of Company K fill out the Confirmation Sheet through the electronic invoice service platform, select the reason and the corresponding blue-ink invoice information, and enter the amount and tax amount. After the financial personnel of Company J complete the confirmation through the electronic invoice service platform, the financial personnel of Company J will issue a red-letter electronic invoice accordingly.

Case 2: The financial personnel of Company J fill out the Confirmation Sheet through the electronic invoice service platform, select the reason and the corresponding blue-ink invoice information, and enter the amount and tax amount. After the financial personnel of K company complete the confirmation through the electronic invoice service platform, the financial personnel of J company issue the electronic invoice in red words accordingly.

Example: In November, 2023, Company L (the taxpayer who has used the digital electricity invoice) sold a batch of toys to Company M (the taxpayer who has not used the digital electricity invoice), and a digital electricity invoice with the words "special VAT invoice" has been issued, and Company M has confirmed its use. In December, 2023, the toys were sold back.

Case 1: The financial personnel of Company L fill out the Confirmation Sheet through the electronic invoice service platform, select the reason and the corresponding blue-ink invoice information, and enter the amount and tax amount. After the financial personnel of M Company complete the confirmation through the comprehensive service platform of VAT invoice, the financial personnel of L Company will issue a red-letter electronic invoice accordingly.

Case 2: The financial personnel of Company M initiate the Confirmation Sheet through the VAT invoice comprehensive service platform, select the reason and the corresponding blue-ink invoice information, and enter the amount and tax amount. After the financial personnel of Company L complete the confirmation through the electronic invoice service platform, the financial personnel of Company L will issue a red-letter electronic invoice accordingly.

Domestic demand recovery is obviously favorable, and the policy will continue to exert its strength.

  In the first five months, the total retail sales of social consumer goods reached 13.87 trillion yuan, and the decline narrowed. In May, the sales of heavy and light trucks both reached record highs in the same period. From January to May, the total planned investment of new projects increased by 7.9%… … A series of figures show that China’s domestic demand is accelerating.

  At present, a series of policies and measures around "six stabilities" and "six guarantees" are gradually taking effect, and the resumption of business and markets in various places is accelerating, especially under the impetus of multiple measures such as expanding domestic demand and promoting investment and consumption, the investment and consumer markets are accelerating. Many experts said that the supply-side structural reform will continue to deepen in the second half of the year, relevant policies and measures will be accelerated, and the huge potential of the domestic demand market will continue to be released, which will further highlight its supporting role for the economy.

  A number of indicators are improving, releasing the signal of domestic demand recovery.

  In June, the manufacturing PMI was 50.9%, rising from the previous month and standing in threshold for four consecutive months. The leading indicators released positive signals. Haitong Securities analysts Chen Xing and Ying Jiaxian pointed out in the analysis report that the new order index rose from 50.9% in May to 51.4% in June, rising for two consecutive months and hitting the second highest point in the year, exceeding the level of the same period last year, and the import index also rose from 45.3% in May to 47%, indicating that domestic demand continued to pick up.

  Investment demand is also picking up. The latest investment data shows that the growth rate of investment in high-tech industries and social fields has turned from negative to positive.

  Ding Yong, chief statistician of the Investment Department of the National Bureau of Statistics, said that with the steady investment policy taking effect, the investment in new projects continued to show a good trend. The planned total investment of new projects increased by 7.9% from January to May, which was 6.8 percentage points faster than that from January to April. According to relevant indicators, the production and sales of construction machinery products were booming in May, with the output of digging, shoveling and transporting machinery and concrete machinery increasing by 62.1% and 42.2% respectively, and the sales of excavators increasing by 68%. All these indicate that investment is expected to continue to pick up in the future.

  According to the data released by China Association of Automobile Manufacturers, in May, the sales volume of heavy trucks in China reached 179,000, up 65.6% year-on-year, and the sales volume of light trucks reached 215,000, up 43.4% year-on-year. The sales volume of both types of vehicles reached a new high in the same period. According to industry insiders, like construction machinery products, the sharp jump in sales of commercial vehicles such as trucks is a strong proof that investment is picking up rapidly.

  Behind a series of good data, structural reforms on the supply side are deepening and a series of policies are gradually becoming effective. The reporter of the Economic Information Daily learned that in the next step, China will issue opinions to support the steady growth, transformation and upgrading of private manufacturing enterprises, study and issue guiding opinions to promote the intelligent transformation of manufacturing industries, carry out pilot demonstrations on the cultivation of advanced manufacturing clusters, and formulate national hydrogen energy industry development strategic plans.

  In addition, a number of heavy policy arrangements will be implemented, including the addition of two "1 trillion yuan" by the central government, the implementation of larger-scale tax reduction and fee reduction, efforts to stabilize and expand employment by all means, and greater macro-policy efforts to hedge the impact of the epidemic.

  Promote consumption benefit to show the market and accelerate the replenishment

  At present, the consumer market shows a trend of accelerating compensation. From the national situation, from January to May, the total retail sales of social consumer goods nationwide reached 13.87 trillion yuan, down 13.5% year-on-year, and the decline rate was 5.5 percentage points narrower than that in the first quarter. It decreased by 2.8% in May, and the cumulative decline for three consecutive months narrowed by 17.7 percentage points. At the local level, Zhejiang, Fujian, Hainan, Henan, Shanghai and other places have achieved a decline in consumption growth.

  Li Danghui, deputy director of the Consumption Promotion Department of the Ministry of Commerce, pointed out that China’s consumer market has overcome the impact of the epidemic and achieved a monthly recovery. The consumption of basic living goods has continued to grow, upgraded goods are more active, and the retail sales of housing and transportation goods have improved. "This shows that under the normalization of epidemic prevention and control, the people’s demand and pursuit for a better life are still growing, reflecting the great development potential and strong resilience of China’s consumer market."

  It is worth noting that many departments are still intensively introducing multiple consumption promotion policies to accelerate the release of domestic demand market potential. The reporter learned that in the field of commodity consumption, relevant departments are promoting the construction of new infrastructure and supporting green and intelligent consumption, among which the replacement and recycling of household appliances, automobiles and other bulk commodities will become the focus. In addition, the comprehensive promotion of foreign trade products to domestic sales has also injected new kinetic energy into the consumer market. On June 22nd, the General Office of the State Council issued the "Implementation Opinions on Supporting Export Products to Domestic Sales" to encourage foreign trade enterprises to expand sales channels and promote domestic consumption upgrading.

  In the field of service consumption, the Ministry of Commerce, the National Development and Reform Commission, the Ministry of Culture and Tourism and other departments will continue to promote the orderly resumption of production in catering, shopping malls, culture, tourism, housekeeping and other industries, and adapt to new demands and trends, promote innovation in supply methods, develop new formats and new models, and stimulate market vitality with supply-side reform.

  Guan Lixin, deputy director of the Institute of Circulation and Consumption of the Ministry of Commerce, said in an interview with the Economic Information Daily that despite the impact of the epidemic, the fundamentals of China’s long-term economic improvement have not changed, and the expectations of residents for a better life have not changed. From the central government to the local government, from the government to enterprises, a series of policies and measures to support commercial enterprises to resume production and promote residents’ consumption have been introduced one after another, which have boosted consumer confidence, enlivened the consumer market, enriched consumer supply and effectively promoted the accelerated release of China’s huge domestic demand market potential.

  Sustained release of domestic demand potential and prominent economic resilience

  Looking forward to the second half of the year, the huge potential of the domestic demand market will continue to be released, and its supporting role for the economy will be further highlighted.

  Taking the export-to-domestic market as an example, Yang Guoliang, deputy director of the Foreign Trade Department of the Ministry of Commerce, pointed out that the accelerated release of domestic market demand has provided a domestic market for export industries such as electronic appliances, light industry, textiles and clothing, and agricultural products. From the perspective of investment, the promotion of new infrastructure, new urbanization and major projects in various places has brought new opportunities to export industries such as machinery and equipment, electrical and mechanical equipment and precision instruments. From the perspective of consumption upgrading, some foreign trade enterprises are shifting from traditional mass production to personalized customization, which can better meet the needs of domestic consumption upgrading. The rapid development of new consumption modes such as online sales and live broadcast with goods has also opened up sales channels for foreign trade enterprises directly facing consumer groups.

  The analysis points out that the pulling effect of domestic demand market on foreign trade is only a microcosm of China’s economic resilience, and in other fields, this virtuous circle of economic development is also being opened. In Guan Lixin’s view, China is taking meeting domestic demand as the starting point and the end result of development, and making efforts to open up all links of production, distribution, circulation and consumption.

  Guan Lixin pointed out that it is necessary to start with expanding the scale of consumption and promoting the upgrading of consumption physique, constantly create an effective supply that meets the new demand, introduce more goods and services that meet the needs of domestic consumers, increase investment around the supply-side structural reform, and strengthen the construction of infrastructure such as education, medical care and community services, give full play to the basic role of consumption and the key role of investment, consolidate the foundation of domestic large-scale circulation based on serving people’s livelihood, and form a domestic and international double-cycle pattern led by domestic consumption.

  Meng Wei, spokesperson of the National Development and Reform Commission, said that in the future, we will vigorously tap the potential of releasing domestic demand, and the next step will focus on adapting, leading and creating new demand with high-quality supply, actively promoting the replacement and recycling of household appliances and automobiles, and accelerating the development and improvement of new consumption formats to take advantage of the trend, giving full play to the role of investment in the central budget, special bonds of local governments and special anti-epidemic bonds, and accelerating the construction of short-board areas.

Anita Yuen’s vacuum battle is rare, sexy, wearing red and dark V-suit as low as navel.


1905 movie network news On September 16th, Anita Yuen attended the opening ceremony of a jewelry brand store. Liang Liang’s style today is even sexier when she attended the dinner earlier. Dressed in red, Liang Liang’s "middle door is wide open", which is deep V and close to her navel. It is quite sexy and attractive. 

Jing Jing said frankly that jewelry should also be set off by clothes. She thought that this sexy look was actually quite fun today. Since her debut in Miss Hong Kong, she rarely had this kind of dress. She had to prepare measures to prevent exposure in advance, such as adhesive tape, etc. It seems that she has just learned how to prepare for sexy dress. She even asked her good friend Kadhy Chow and thanked her for her help. With such a sexy dress, Jingjing hasn’t told her husband Chilam yet, but she believes that her husband will be praised. 

In addition to the attractive appearance, the jewelry worn by Jing Jing, including necklaces, earrings and bracelets, is also the focus. When asked about her husband, he usually gives valuable jewels like those she wears today. She said that if it is value-preserved, it will definitely be sent, and her husband will treat it as an investment. However, Jing Jing said that she would not deliberately choose some expensive jewelry for her husband to give her. Instead, she would choose simpler styles and choose jewelry that suits her.

Sharp l gives in to the market, Ford SUV positioning needs to be adjusted

In China’s automobile market, L’s fate seems to be facing a big storm. Have you ever wondered why an SUV that once attracted much attention has now suffered from waterloo in sales? Is it a change in the market environment, or is the taste of consumers quietly changing? In this era of information explosion, consumers’ choices are changing rapidly like waves in the ocean. Where is the future? Can it find a new position in the highly competitive market and regain the favor of consumers?

Imagine that the car market used to be like a grand party, and major brands competed to show their charm. Now, with the rise of Ford and the intensified competition of traditional fuel vehicles, Ford L seems to have lost its way in this party. The data shows that the sales volume of Sharp L dropped significantly in 2024, especially in the face of competitors such as Hehe, the market performance of Sharp L was somewhat stretched. Is this the end of sharp L? No, Ford is not going to give up.

In the next article, we will deeply discuss the positioning of Ford Sharp L in the SUV market in China and how it responds to the current challenges. It’s time to unveil this model and see if it can find new vitality in the ever-changing market.

The competition in China SUV market is in full swing, and the demands of consumers are constantly evolving. According to the latest data, the sales volume of Sharp L fluctuated in 2024, especially since the beginning of the year, its market performance was affected by some unfavorable factors. Compared with the same class models, the sales volume of Sharp L did not meet expectations, which made people worry about its future market performance.

First of all, it is very important to know the current situation of China SUV market. In recent years, consumers’ demand for medium-sized SUVs has been rising, especially young consumers, who prefer to choose models with high cost performance and complete functions. Although Sharp L has certain advantages in design and configuration, its price positioning is on the high side, which makes many potential consumers flinch. According to statistics, the starting price of Sharp L will be around 249,800 in 2024, while CR-V of the same level will occupy the market at more attractive prices, which will undoubtedly put pressure on Sharp L.

Next, the market positioning of Sharp L is also worthy of attention. As a heavy SUV of Ford, Sharp L’s target users are mainly young consumers aged 18-35, who pursue fashion, technology and practicality. However, Sharp L’s high price and relatively low cost performance make it have no obvious competitive advantage among young consumers. In the face of market changes, Ford needs to re-evaluate the positioning of Sharp L to better meet the needs of consumers.

The fluctuation of sales volume is not only a matter of price, but also the quality and brand image of products affect consumers’ choices. Recently, Sharp L was recalled due to defects, involving 14,883 vehicles. This incident has undoubtedly had a negative impact on the market image of Sharp L, and the trust of consumers has also declined. Ford attaches great importance to this and has begun to implement the recall plan, and promised to replace the affected vehicles with brand-new brake motors to ensure driving safety. Although this measure can restore the trust of consumers to a certain extent, how to avoid similar incidents in the future will be a challenge that Ford must face.

In the process of coping with market challenges, Ford Sharp L needs to adopt a series of effective strategies. First of all, improving cost performance is the key. Ford can attract more consumers by optimizing configuration and adjustment. In addition, strengthening and applying, accurately positioning target users and enhancing brand influence are also strategies that cannot be ignored. By using social media and platforms, Ford can better connect with young consumers, thus enhancing the brand’s appeal.

Of course, the future of Sharp L is not bright. With the rise of new energy vehicles, the competitive pressure faced by Ford will further increase. The market demand for electric vehicles is increasing day by day, and Ford needs to increase investment in electrification transformation to adapt to the changes in the market. By introducing a more competitive electric SUV, Ford is expected to regain its place in the future market.

Generally speaking, the repositioning of Ford Sharp L in China SUV market is full of challenges, but it also contains opportunities. By adjusting market strategy, improving product quality and strengthening brand promotion, Sharp L is expected to find new vitality in the highly competitive market. In the future, whether Ford can win the trust of more consumers with its deep brand strength and excellent product quality deserves our continuous attention. Tags: SUV, Sharp L, Ford, Market Positioning, Sales Analysis

Dress up with new power and try out the 2017 BMW 330Li M sports model.

  [XCAR test drive original]

  Frankly speaking, I didn’t expect much when I heard that the 2017 BMW 3 Series was a small modified model of the year. Because according to the general law of small model changes, it is nothing more than changing the details and upgrading the configuration. However, it is a bit unexpected that the 2017 BMW 3 Series has updated the power system. In addition, in this change, the M-type sports kit is carried on more models, and the BMW 3 Series is equipped with a natural speech recognition system for the first time. These changes have made this change of BMW 3 Series appear sincere.

2017 BMW 3 Series Test Drive

  The core change of the 2017 BMW 3 Series is that the engine has been changed from the previous N series engine to the B series engine. Among them, the old N13 series 1.6T engine was replaced by B38 series 1.5T engine; N20 series 2.0T engine is replaced by B48 series 2.0T engine (the power parameters of high-power version are slightly improved); N55 series 3.0T engine is replaced by B58 series 3.0T engine.

  After replacing the brand-new B-series engine, the 2017 BMW 3 Series has also made some adjustments in its naming. Among them, the model names of 316i and 316Li were changed to 318i and 318Li, the model names of 328i and 328Li were changed to 330i and 330Li, and the model names of 335i on imported models were changed to 340i.

  The appearance of the 2017 BMW 3 Series basically continues the old design, but some details have been upgraded. For example, the popular M-type sports kit has a higher popularity on the models. In particular, the M sports model was added for the first time on the 320Li long wheelbase version; The exhaust of 320i and 320Li have also been upgraded to the current single-sided double-output, and the 320Li model has also introduced a four-wheel drive version equipped with xDrive four-wheel drive system.

BMW Brilliance 2017 BMW 3 Series

 

BMW Brilliance 2017 BMW 3 Series

BMW Brilliance 2017 BMW 3 Series

BMW Brilliance 2017 BMW 3 Series

BMW Brilliance 2017 BMW 3 Series

BMW Brilliance 2017 BMW 3 Series

BMW Brilliance 2017 BMW 3 Series

BMW Brilliance 2017 BMW 3 Series

BMW Brilliance 2017 BMW 3 Series

BMW Brilliance 2017 BMW 3 Series

BMW Brilliance 2017 BMW 3 Series

BMW Brilliance 2017 BMW 3 Series

Focus on hemophiliacs: how to make the life of "glass man" no longer fragile

Focus on hemophiliacs: how to make the life of "glass man" no longer fragile

  BEIJING, Beijing, April 18 (Lv Chunrong) There is such a group whose life is particularly fragile. Since childhood, they can’t stand bumps and bumps. A small wound may cause bleeding, and changing a tooth may even be fatal … … They are hemophiliacs, also known as "glass men".

  April 17th is World Hemophilia Day. Recently, public opinion has once again focused on this group. What does it mean for a family to have a hemophiliac? How should hemophiliacs live? How to make the life of "Glass Man" no longer "fragile"? These are worthy of social attention.

  "The birth of a child brings bad feelings."

  Two years ago, Sun Ke, an electrician in a shopping mall in Chongqing, and his wife had the crystallization of love, and her wife gave birth to a son for him.

  Last June, a little naughty son was admitted to the hospital because of excessive bleeding. In the hospital, Sun Ke’s son was diagnosed with hemophilia. Looking back now, Sun Ke said that at that moment, he was stunned.

  Hemophilia, as a rare disease, has a low incidence. Wu Runhui, chief physician of the Hematology Cancer Center of Beijing Children’s Hospital, told the reporter of Zhongxin. com (WeChat WeChat official account: cns2012) that the incidence of hemophilia in children is almost the same all over the world, with one or two out of about 10,000 people. According to the population base, there are about 100,000 patients in China.

  His own child has become one of these 100,000 people, and this reality once made Sun Ke unacceptable. In Sun Ke’s view, before the child was diagnosed with the disease, he had a house and a child. He originally thought that he had a happy nest of his own, but he never thought that the plan was disturbed by a rare disease.

  Accepting the reality has become Sun Ke’s only choice. Previously, Sun Ke was not ignorant of hemophilia. He knew that it was a lifelong disease, and it was difficult to treat. Patients were often very fragile. Once they were injured, they might bleed excessively, and even more seriously, they would be disabled for life.

  After his son was diagnosed, Sun Ke began to take the initiative to learn all kinds of knowledge about hemophilia and join the circle of hemophiliacs.

  "Fortunately, my son’s illness was discovered early. As long as he insists on playing the factor in the future, his son can still grow up healthily like a normal person." Sun ke said.

  Sun Ke’s "beating factor" refers to the infusion of exogenous coagulation factor preparation, which is the main method to treat hemorrhage in hemophilia patients at present.

  But soon, Sun Ke had a deeper understanding of the difficulties in the treatment of hemophilia. For his family, the first difficulty was the high treatment cost.

  "A domestic coagulation factor costs several hundred yuan, and an imported one costs one or two thousand yuan." Sun Ke said that his child was given more than 1,000 yuan of injections, and he had to take four injections a month. Although medical insurance can reimburse 70%, it also needs thousands of yuan of treatment expenses a month.

  However, the real problem does not stop there. "As the child’s weight increases, the dosage will continue to increase and the cost will continue to rise, but that’s it. I still hope that the child will grow as tall as possible and the healthier the better." Sun Ke said that every parent wants his child to become a dragon, even if his child has a rare disease.

  Sun Ke said that his greatest wish is to do his best to make children grow up healthily, live a dull life, and live one day at a time.

  "I would rather divorce than give up my children."

  Because of the child’s illness, the life of Sun Ke’s family is doomed not to be too dull. Sun Ke’s wife is currently a full-time mother at home, and her main job every day is to take care of the children carefully.

  Because of the difficulty of treatment, in many families with hemophilia, there are also cases of choosing to give up conventional treatment and have another child.

  Tamia Liu, a 25-year-old Guizhou hemophilia patient, was in poor health since childhood, but he was not diagnosed with hemophilia until he was 19 years old. Although his parents didn’t completely give up his treatment, they would spend thousands of dollars on medicine regularly, but the high treatment cost made his parents powerless. Tamia Liu understands this very well. "I only want to play the factor when the disease is particularly serious, otherwise I can only endure it silently because I don’t want to bring more burden to my parents."

  The present situation of Tamia Liu is not what Sun Ke wants to see. For Sun Ke, although the economic burden may be heavy if he continues to treat his children, the psychological burden will be even heavier if he gives up his children. "I’d rather get divorced than have any more children. Since you have such a child, you have to face him and it is your responsibility to raise him. "

  However, the reality is often more cruel. Just relying on routine treatment like Sun Ke’s children can’t completely guarantee that patients can grow up like normal people.

  It is understood that the current treatment plan for hemophilia in China is mainly "on-demand treatment", that is, the factor is given after bleeding. However, if hemophilia patients are not treated in time and effectively after bleeding, it is very likely that joint deformity will occur, resulting in lifelong disability and even life-threatening.

Focus on hemophiliacs: how to make the life of "glass man" no longer fragile

  In Sun Ke’s view, at present, children can only be treated on demand, and in the future, if conditions permit, they will also be given preventive treatment, that is, regular injections of coagulation factors.

  Today, in addition to the child’s medical expenses, Sun Ke has to pay a mortgage of more than 2,000 yuan every month. According to Sun Ke, in order to treat his children, he now takes on more jobs when he is free.

  Sun Ke said, "Lazy people will let children stop taking medicine, and there is no hurdle. Nowadays, in many ‘ Old blood friend ’ With your help, my heart is stronger and I will stick to it. "

  "Life-saving treatment costs at least 60,000 to 70,000 yuan a year."

  Guan Tao, an "old blood friend" mentioned by Sun Ke, a hemophiliac and president of China Blood Friends Home Association, is one of them. Guan Tao, 45, has been in a wheelchair for more than 30 years. Over the years, he has been in a wheelchair to participate in public welfare activities all over the country, helping many hemophiliacs.

  It is understood that China Blood Friends Home was established in September 2000, and it is a non-profit organization for hemophilia patients. All the leaders of this organization are patients with this disease or their families. At present, the number of patients registered in this organization has exceeded 5,000. "Home of Blood Friends" was registered in Beijing Civil Affairs Bureau in February 2012, and the organization name was Beijing Home of Blood Friends Care Center for Rare Diseases.

  Committed to hemophilia public welfare work for many years, Guan Tao is most proud that hemophilia is the only rare disease that has been included in the national medical insurance policy. In Guan Tao’s view, many rare diseases have treatments, but the medicine costs are relatively expensive. For patients with lifelong diseases, it is impossible to pay by themselves, and many of them can only give up.

  Although hemophilia treatment costs can be reimbursed, reducing the financial burden of patients, however, some problems are still very serious.

  "The government has the responsibility to manage it, and it is also in charge now." Guan Tao said that the cost of treatment varies from place to place. In a better place, the cost of life-saving treatment for an adult patient is at least 60,000 to 70,000 yuan a year, but now the national average reimbursement range is between 50% and 70%, that is, patients still have to pay 20,000 to 30,000 yuan out of pocket, and many patients’ families still can’t afford it.

  In addition to economic problems, hemophiliacs will face various problems in their lives. In Guan Tao’s view, because this disease is a lifelong disease, patients have different difficulties at different stages. For example, children will face diagnostic problems when they are born, and parents will lack treatment knowledge. Subsequently, it will also face the problem of how to reimburse and the problem of drug purchase. In addition, problems such as schooling, employment and marriage also exist in reality.

  "Nowadays, there is a reality that many hemophiliacs in China are disabled and leave school very early." Guan Tao said that after all, without a sound body, knowledge and education, it is difficult to have the skills to integrate into society, and marriage and employment are bound to be affected.

  At present, Guan Tao’s non-profit organization has carried out a series of work. According to reports, on the one hand, they carry out relief work, in addition to drug relief, there are also financial assistance, and the funds they operate are several million yuan. At the same time, they will also help their patients find jobs. They had previously cooperated with Alibaba Cloud Customer Service and sent more than 300 patients to work last year. In addition, they will also carry out online and offline education to promote some popular science knowledge to patients and the public.

  "They live too heavy, and society should not discriminate."

  Obviously, the road to treatment for hemophiliacs is not smooth, with late diagnosis, expensive medical treatment and discrimination. These are the real problems before them.

  According to media reports, there are nearly 100,000 hemophiliacs in China, but only about 1/10 of them are registered in 43 hemophiliacs clinics nationwide. This reflects that most hemophiliacs in China are diagnosed late at present, which means that many patients are in danger of disability.

  Dr. Wu Runhui said that the earlier the diagnosis and treatment of hemophilia, the better. Otherwise, the patient may miss the best treatment period because of misdiagnosis, making the patient disabled or even killed. However, even in developed countries, the disease is difficult to be diagnosed in the neonatal period. "On the one hand, the public awareness is not enough, and they are not aware of the existence of this disease; On the other hand, this disease was originally a genetic disease. Although there is a certain possibility of genetic variation, it generally depends on heredity, and no relevant screening was carried out before birth. "

Focus on hemophiliacs: how to make the life of "glass man" no longer fragile

  On the one hand, it is difficult to diagnose, and on the other hand, it is expensive to see a doctor. At present, although hemophilia is included in the scope of medical insurance reimbursement, it is also difficult to reimburse in some places.

  "For example, hemophilia ‘ Preventive treatment ’ , many places see ‘ Prevention ’ The word "two words" will not be reimbursed, which is actually due to translation problems. " Wu Runhui said, "Compared with ‘ On-demand treatment ’ The regular injection method adopted for preventive treatment is safer. "

  However, in addition to illness, social discrimination has also increased the burden of many patients. Wu Runhui said, "This disease is actually not terrible. If patients are treated normally, they can be normal people and return to society. If they are not treated, it may be a heavy burden to society. Before, even some universities were unwilling to accept these people, but in fact, patients now have safe medication as a guarantee and receive normal treatment, and there should be no discrimination in this respect in society. "

  Wu Runhui said that some hemophiliacs live a heavy life, and social discrimination makes some patients afraid to explain their illness, which makes them more dangerous. Society should be more tolerant and let these "glass people" integrate into society, so as to really help them.

  Guan Tao also appealed that the current society can’t talk about "concern" about this disease, but only "know" at most. Only when the public really pays attention to this rare disease can we better help and care for this special patient group. (At the request of the interviewee, some characters in the text are pseudonyms) (End)