标签归档 2022上海后花园论坛

Is your city "online celebrity"?

  On April 29th, tourists ate a barbecue in a barbecue city in Zibo.

  Drum, a stage play staged in Datang Furong Garden, Xi ‘an City, Shaanxi Province.

  On May 12th, the night market in Tushan Town, Nan ‘an District, Chongqing was very popular.

On May 7th, in front of the "3D Smiling Wall" of Hubin Pedestrian Street in Hangzhou, Zhejiang Province, the photographer took a group photo for tourists and Chen Chen, one of the mascots of Hangzhou Asian Games.

On May 7th, in front of the "3D Smiling Wall" of Hubin Pedestrian Street in Hangzhou, Zhejiang Province, the photographer took a group photo for tourists and Chen Chen, one of the mascots of Hangzhou Asian Games.

  On February 19th, the old streets along Xinshi Road, Pengjiang District, Jiangmen City, Guangdong Province were crowded with people.

  The scenery of Nianjia Lake in Changsha, Hunan Province, taken on May 8.

  Go to Zibo for a barbecue, visit Orange Island in Changsha, and visit the Kite Museum in Weifang … … During the May Day holiday this year, many "online celebrity cities" attracted tourists from all over the country, and the tourism consumption market was booming.

  Zibo, a new "online celebrity city", is very popular with tourists. According to statistics, the overall tourist orders in Zibo on May 1st increased by 441% compared with that in 2019, and the number of tourists received on the first day of the "Eight General Convenience Markets" holiday in online celebrity’s punching place exceeded 120,000. Changsha, a veteran "online celebrity city", also performed well. By 14: 00 on May 3rd, 27 tourist attractions in Changsha had received 1,949,500 tourists during the five-day holiday, and realized a total revenue of 92,105,100 yuan.

  For all cities, "becoming popular" is not the ultimate goal, but "growing red" is the long-term pursuit. How to Develop "online celebrity City" in the Long Term?

  "online celebrity City" has its own unique temperament.

  "One table, one furnace, one burrito, dipping sauce, rolling meat and putting onions … …” With a unique sense of ceremony and eating method, Zibo barbecue became popular on the Internet. Since this spring, topics such as "organizing a group to have a barbecue in Zibo" have been frequently listed in the hot search list of Weibo and the list of cities in Tik Tok, which has become a phenomenal topic. With the help of social media traffic, Zibo has become a new "online celebrity City".

  Online traffic quickly turned into offline enthusiasm — — According to the data report released by WeChat on May 1, 2023, the average daily consumption of tourism-related industries in Zibo increased by 73% month-on-month, and the average daily consumption of tourists in local small and medium-sized businesses in Zibo increased by nearly 40% month-on-month.

  Zibo is not the first "online celebrity City". Previously, in the north and south of the great river, many cities stood out from the dividends brought by the Internet. And these cities have unique characteristics.

  The fireworks in Orange Island and the light show on both sides of Xiangjiang River have created the label of "romantic city" in Changsha, Hunan; The leisurely teahouse and the diversified and inclusive fashion street circle combine the comfortable and comfortable atmosphere of Chengdu, Sichuan; The "8D magic" terrain and the popular scenic spot Hongyadong make Chongqing an "old online celebrity" … … With their unique scenery and delicious food, these cities have gained a lot of traffic on the Internet, and become one of the "online celebrity cities", gaining high attention and strong influence.

  The most common symbols in the city can often cause emotional resonance, and then promote people to appreciate and miss the city. In an interview with this newspaper, Zhang Zhian, a professor at Fudan University’s School of Journalism, believes that "online celebrity City" often has its own characteristics. "We see a ‘ Online celebrity City ’ One is flow, and the other is a cultural or emotional trait that will be recognized by today’s young people. Behind the traffic is a spiritual temperament, such as entertainment spirit, which often connects with the mentality of young people. "

  Such as Changsha. Full of youthful vitality, it has become a spiritual trait of this city. In the major business districts, neon lights and cars come and go; The fisherman’s wharf is breezy and the lobster is fragrant; Singing and laughing at the lakeside concert … … In Changsha, where there will be traffic jams at three or four in the morning, people crowded into food stalls at night and enjoyed the energetic atmosphere of the city that never sleeps. The story of the liberation of the West Night in the documentary, the scenes of the major night markets in Changsha in the news, and the topic of "At 4: 30 in the morning, the streets of Changsha are crowded with people" have formed the urban characteristics of "Youth Changsha" in the quiet, attracting people from online to offline, leaving home and punching in Changsha. In August, 2022, China City Night Economic Impact Report (2021— 2022), Changsha ranked second in "Top Ten Night Economy in China".

  "This kind of youth culture and youthful vitality is a sign of Changsha. In a sense, Changsha exists for young people. " Chen Gang, Chairman of Changsha CPPCC, said at the 5th China Wenlv New Marketing Summit.

  Another example is Zibo. This new "online celebrity City" has become the projection and carrier of many people’s inner needs. In the short mobile video, people are infected by the simple and attractive culture here. A ticket that says "go and go" on weekends can achieve a short-term emotional release. "Fireworks" in "Zibo Barbecue" bears people’s pursuit of a better life.

  As the local people in Zibo say, the small stove for barbecue in Zibo represents temperature, the small cake represents tolerance, and the spring onion represents boldness. On the one hand, there is no lack of cultural significance in food.

  How to build a "online celebrity City"

  From Chongqing, online celebrity, Changsha, Hunan, and Xi ‘an, Shaanxi, to Ganzi, Sichuan, and Suizhou, Hubei, which were set on fire by local cultural tourism bureau chiefs, to Jiangmen, Guangdong, and Dali, Yunnan, which became a hit because of popular TV dramas, and to Zibo, Shandong, which always dominated Weibo’s hot search, "online celebrity City" has not only characteristic symbols, but also cultural elements and urban details.

  How to build a "online celebrity City" has become a topic of interest to more and more cities. Some cities hold special seminars, some cities make a special trip to Zibo to study, and some cities write them into urban planning … …

  Judging from past experience, the emergence of "online celebrity City" is indeed inseparable from local efforts.

  For example, in order to further promote the integration of culture and tourism, Jiangmen City, the location of TV drama The Knockout, has produced VR panoramic view of scenic spots in Changdi historical and cultural block and the sign of punch-in point. Visitors only need to scan the code to learn about the scenic spots in The Knockout and the cultural history behind them, and follow the plot to stroll through the century-old street and deeply feel the old times here.

  For another example, in Changsha Intangible Cultural Heritage Exhibition Hall, located in Orange Island Scenic Area, Hunan embroidery, dough sculpture making skills, xiang opera facial painting and many other intangible projects provide visitors with a deep cultural experience; Various light and shadow art venues, youth centers, cultural and creative spaces, exhibition halls, etc., allow visitors to deeply understand the local history, culture and humanistic charm.

  Another example is the 14th Five-Year Plan for Chongqing’s Cultural and Tourism Development (2021— In 2025), it is clearly pointed out that it is necessary to establish and improve the IP collaborative innovation mechanism for the integration of literature and tourism, formulate and introduce support policies for original intellectual property rights, further develop practical cultural and creative alliances, promote cultural empowerment tourism, and fully tap all kinds of cultural relics, literature and art, intangible cultural heritage and other human resources.

  Red, the test is not only the glamorous side of the city, but also the supporting safeguard measures. Once it doesn’t conform to the word of mouth, or changes quickly, "online celebrity City" will face the risk of "red" turning to "black".

  In Zibo, after the barbecue "out of the circle", the local authorities immediately launched a series of measures to facilitate the people and benefit the people. In order to cope with the large passenger flow, the local bus routes were adjusted in time, and barbecue maps were introduced for diversion; The government took the lead in standardizing the accommodation price, and investigated the hotels whose prices increased by 1.5 times. The public toilets in the scenic spot have intimately prepared sanitary napkins and gastrointestinal anti-inflammatory drugs for tourists; Local men, women and children go into battle together, serve as volunteers to provide services for foreign tourists, and open their arms to the whole country with sincere attitude … … Zibo, a small city, has won people’s praise for its honesty and enthusiasm. According to the data of Meituan, the number of accommodation bookings in Zibo on May 1 this year increased by 800% compared with that in 2019, ranking first in Shandong, and its reputation has been maintained at a high level.

  Some netizens commented, "You think people are promoting barbecue, but in fact they are promoting residents’ quality, administrative team’s ability and a good business environment." "Zibo barbecue is not a string, and it cares about people’s livelihood, boosting popularity, promoting consumption, revitalizing the economy, building image, creating culture and increasing confidence."

  In Chongqing, promoting the improvement of tourism environment has become an important task. As Qin Dingbo, deputy director of Chongqing Cultural Tourism Commission, said, with the attention of the city and the accelerated improvement of the tourism environment, the next step is to make what kind of products to attract tourists to stay. Relevant parties in Chongqing said that the next step will continue to promote the quality of product supply. In addition to upgrading a number of scenic spots in online celebrity, such as Hongyadong, Liziba Light Rail and ciqikou ancient town, we will also launch a number of boutique tourist routes around red tourism, urban tourism, Three Gorges tourism and rural tourism, and strive to build a number of iconic, driving and original tourist brands.

  Let the city move from "online celebrity" to "Changhong"

  A city can become "online celebrity" by virtue of the spread of a certain scenic spot or event. But to achieve the "long red" state, you need to provide good experience and feelings for a long time.

  In Zhang Zhian’s view, "online celebrity City" and "Changhong" need planning, marketing, scenes, sharing, spreading and connecting. He believes that a long-term sustainable "online celebrity city" is composed of many factors: first, a developed industrial economy, so as to attract more young people to work here; The second is a livable living environment, and people can have a good consumption experience; The third is a certain cultural accumulation, and the city has its own spiritual symbols and spiritual characteristics. "Short-term hot cities do not mean that they must be cities that continue to exude charm. It is also necessary to effectively transform this flow and become a driving force for sustainable urban development."

  The practice of Hangzhou is worth learning. In this southern city, Wulin Road in the center of the city is always brightly lit and tourists fly by, and the prosperous night economy lights up the night; A number of interesting landmarks such as "the most beautiful runway", "big and small lotus", the gate of Hangzhou and the Internet of Things Street are constantly appearing; China cartoon museum, China Network Writers Village and other national IP names have successively settled down; E-commerce, Internet of Things, Internet finance and other emerging industries are booming, providing people with a new track for development … … Under the organic combination of various elements, the charm of Hangzhou has continued to increase for a long time.

  In an interview with this newspaper, Talia Liu, an associate professor at Communication Research Institute of Communication University of China, said: "Really long-lasting ‘ Online celebrity City ’ , to be able to generate economic and emotional links with the local. ‘ Online celebrity City ’ Our growth and development is a process of activating internal motivation, integrating external resources, and then external resources can drive internal motivation, and finally form a United community. The core driving force is human strength. "

  Some analysts believe that "online celebrity City" focuses on highlighting its characteristics. It should not only learn from the success of other cities, but also combine its own historical heritage, regional culture and the requirements of the times to create its own urban spirit, establish an image externally and unite people at home.

  From "online celebrity" to "Changhong", "online celebrity City" combines its own advantages and constantly explores the road of urban industrial transformation and upgrading.

  For example, Weifang High-tech Zone. Here, we focus on the Meta-Universe digital tourism industry. At present, we have laid out professional parks such as Meta-Universe Future Innovation Valley and Liandong U Valley, and gathered 8 key enterprises such as Goer and Tongxin Vision, focusing on building a number of projects such as Kashgar Meta-Universe digital tourism base and Meta-Universe digital technology research and development to shape the advantages of the tourism industry. The person in charge of Weifang High-tech Zone told the author that in the next step, we will build an industrial platform based on parks such as Meta Universe Future Innovation Valley, cultivate and introduce a number of leading enterprises and high-quality projects, and explore the application of "Meta Universe+Cultural Travel".

  Looking at Changsha again, Malanshan Video Cultural and Creative Industry Park has gathered more than 4,000 upstream and downstream enterprises in the video cultural and creative industry chain. It has scientific and technological innovation forces such as Huawei Cloud Audio and Video Innovation, Volcano Engine, Malanshan Computer Media Research Institute and 5G Key Laboratory, which has promoted the competitiveness and influence of Changsha Cultural and Creative Industry. At the 2023 National Conference on Cultural and Tourism Industry Development, Malanshan Video Wenchuang Industrial Park was awarded the "National Cultural Industry Demonstration Park".

  Maintaining the strength of "Changhong" is inseparable from the strength of talents.

  At this point, Xi’ an continues to exert its strength. In January this year, Xi ‘an issued the "Implementation Opinions on Further Strengthening Talent Work to Promote High-quality Development in Xi ‘an", proposing to strengthen talent work to promote high-quality development, implement a more active, open and effective talent policy, and strive to build Xi ‘an into a source of innovation, an industrial integration place and a first-class talent selection place with various talents, broad development space and excellent ecology.

  "I especially hope that most cities in China have ‘ Online celebrity gene ’ 。” Zhang Zhian told the author, "I hope that different cities can find their own personalities, find different ways of development, and finally let people choose in so many different cities."

  interlinkage

  Iterative "online celebrity City"

  "online celebrity" was originally the abbreviation of the word "Internet red man". Now, everything that has high traffic and is widely concerned on the Internet is often labeled as "online celebrity". Online celebrity Campus, online celebrity Cuisine, online celebrity Landmark … … The scope of "online celebrity" is constantly expanding, and "online celebrity City" came into being.

  What are the types and stages of "online celebrity City"? In this regard, the media and academic circles are inconclusive and the classification methods are different.

  Some observers believe that the development of "online celebrity City" has experienced three generations. Before the popularization of the Internet, Xiamen, Lijiang and other cities consciously put image advertisements in the media, which can be called "online celebrity City" and "Veteran". The second generation, represented by Xi ‘an and Chongqing, exploded on the short video platform. In the third generation, the city image is closer to the aesthetics of young people, and Changsha is one of them.

  Some scholars have analyzed that "online celebrity City" has developed into the 4.0 era. In the 1.0 era, it was mainly a city famous for its natural scenery, such as Lijiang and Dali. In the era of 2.0, the artificial urban landscape was circled, and the typical representatives were Chongqing, Chengdu, Xi ‘an and other cities. In the era of 3.0, "eat, drink and be merry" was the key word, such as "Super Wen He You" in Changsha, which attracted much attention. The era of 4.0 is the "industrial era", and Zibo, which relies on the "consumer service industry", is a typical representative.

  (Xu Yujie finishing)

What does a car sauna mean?

Car sauna is an innovative way of car washing, which uses high-temperature steam sauna to clean cars. Compared with the traditional car washing method, car sauna has excellent disinfection and sterilization effect, which can completely remove bacteria and dirt in the car, thus maintaining the health of drivers and passengers.

When choosing a car beauty shop for car sauna service, the owner should ensure that the business has relevant equipment, technicians and venues. After the sauna process is completed, it is recommended to use skin care products such as automotive interior brightening agent to moisturize the automotive interior. In addition, after the sauna in the car is completed, it needs to be dried to ensure that the water vapor is completely dissipated before driving.

Internet insurance, don’t play "risky tricks" (hot focus, rejecting financial risks around you ③)

  Cartography: Shen Yiling

  Internet insurance, playing a little "hi", beware of the false innovation of "selling dog meat by hanging sheep’s head"

  Not long ago, the stars Lu Han and Guan Xiaotong announced the news of their love affair, and the fans were boiling. Taobao merchants immediately began to sell "Lu Han Love Insurance", with a premium of 11.11 yuan per order. They promised that if Lu Han and Guan Xiaotong remained in a relationship one year later, the merchants would pay double the amount, and many fans actually took out insurance.

  Nowadays, the online world is all-encompassing, and "wonderful" types of insurance emerge one after another: illegal sticker insurance, Xiong Haizi disaster insurance, helping the elderly to be wrongly insured, forgetting to wear long trousers insurance, beauty chef care insurance, gastrointestinal insurance and acne insurance … … There are so many kinds of insurance, only unexpected, nothing impossible.

  Most Internet insurance fees are not high, and the cheap ones only need 1 yuan, and "Mao Mao Rain" is thrown at will; More than a hundred yuan, it doesn’t hurt to spend it. In addition, many types of insurance provide customized "packages", and WeChat and Alipay can transfer money. As a result, "my insurance is my master", which is personalized and disintermediated, makes it popular among more and more consumers, especially young people. According to statistics, more than 70% users of Internet insurance are young people from the post-80s to the post-90s.

  However, for consumers, some internet insurance is actually not insurance!

  First, there are suspicions of fraud and illegal fund-raising. Some types of insurance are not developed and sold by insurance institutions, and the policy has no legal effect. For example, the love insurance sold by a Taobao shop, "99 yuan, married after two years, presented wedding planning and a gift of 199 yuan; After three years of marriage, the amount of gift money has increased to 299 yuan. "It looks sweet, but in fact it hides risks — — The so-called insurance policy is just a piece of paper printed by the merchants themselves. If the merchants run away with the money after the insurance is sold, where can there be a gift to chase?

  Zhu Minglai, a professor at the School of Finance of Nankai University, pointed out that at present, some traffic platforms illegally raise funds in the name of insurance, or scatter "bait" with high returns, or forge insurance policies to defraud consumers of funds. These platforms are not qualified as insurance agents. According to regulations, they can only provide customers’ recommendation, insurance price comparison and other services for both parties, but they are obviously selling illegally.

  Second, there is a gambling nature, and "online insurance" may be online gambling. In the first two years, some regular insurance institutions sold smog insurance, World Cup regret insurance, pet pregnancy insurance, stock limit insurance and Mid-Autumn Festival moon viewing insurance. Experts pointed out that these insurance "targets" have no rules to follow, and the pricing and terms are not supported by risk data, which is no different from gambling. Fortunately, these "innovations" were all red cards in time by the regulatory authorities.

  Third, the merchants are vague about the key information, and the product name is not true. Some Internet insurance clauses are unclear, the relevant information disclosure of insurance institutions is incomplete and inadequate, or the wealth management benefits are exaggerated, the nature of insurance products is weakened, or risk warnings are lacking. The exemption and compensation exemption clauses are ambiguous and misleading, which harms consumers’ rights and interests.

  Seimi Zhang, a salesman of a private enterprise in Beijing, wants to insure a health insurance for his children. There is an insurance project on the Internet that 400 yuan can enjoy 300,000 yuan of general illness insurance coverage for an annual premium. He read the terms and conditions briefly and then took out the insurance. This year, his child was seriously ill, and the treatment and operation cost more than 100,000 yuan. When Seimi Zhang went to claim compensation, he discovered that he was insured with supplementary insurance for medical expenses. "Medical insurance reimbursed nearly 80% of the expenses, and I had to pay 24,000 yuan myself. According to the terms, the insurance company will also be exempted from paying 10,000 yuan, and finally only pay me 10,000 yuan. " Looking back at the terms, I found the existing explanations such as exemption and deductible, but they were all marked with relatively small font size. "The feeling is intentional, which makes people ignore these special explanations."

  The fourth is the risk of loss or disclosure of personal information. The relevant person in charge of Taiping Life told the reporter that some companies are currently doing business with unqualified third-party network platforms. "It seems that the platform is docked with the insurance institution’s system. In fact, after insurance, insurance institutions still have to manually export insurance information, and then complete insurance through their own online sales, electronic sales or salesman direct sales. This online and offline disjointed operation mode cannot completely retain the insurance trajectory of consumers, and it is prone to misleading sales and difficult claims. " Insiders are worried that if some insurance companies put their customers’ private data on public "cloud" servers, or their own information systems are improperly maintained, it will lead to the disclosure of customers’ personal information.

  Experts pointed out that at present, Internet insurance has just started and the market development is still not perfect. The "cheap conditions" such as network scene customization, small premium and technology application are double-edged swords for consumers. On the one hand, return insurance, mobile phone broken screen insurance and other insurance products with scientific pricing based on insurance principles have emerged, meeting the needs of multi-level and diversified risk protection. On the other hand, some "insurance innovations" that sell dog meat by hanging sheep’s heads take advantage of the network to fool and deceive consumers. Although the amount of each order is very low, it is not "high risk", but it is like "psoriasis" in the financial market, which makes people feel uncomfortable.

  Not only are consumers easily fooled, but the risks faced by the insurance industry cannot be ignored.

  The data shows that in 2012— In 2016, China’s Internet premium income increased from 10.6 billion yuan to 229.9 billion yuan, an increase of more than 20 times; The number of insurance institutions operating Internet insurance business has grown from 28 to 124. Traditional insurance companies mostly carry out internet insurance business through self-built websites or cooperation with third-party platforms. The "insurance boom" of the network platform is unstoppable, and the mobile phone insurance APP software is even more dazzling.

  But the risks are also lurking.

  The most prominent problem is that the cooperation platform party does not have the qualification, which "causes trouble" to the insurance company. The relevant person in charge of Taiping Life Insurance pointed out that once there are systemic risk events such as collective default or run on these platforms, they will be transmitted back to insurance companies, which will have a serious impact on the operating performance and solvency of insurance companies in that year or even in the next few years. "Some insurance companies carry out credit guarantee insurance business with cooperative platforms, but the underwriting assets are more complicated and the risk exposure is too large." The person in charge said.

  Secondly, fake insurance policies are repeatedly banned. The China Insurance Regulatory Commission (CIRC) recently reported a number of cases in which Internet small loan companies were suspected of fraudulently using the name of insurance companies and tying forged "accident liability insurance for small loans" policies to defraud victims of funds. Among them, Shanghai Tengwei Investment Management Co., Ltd., an institution involved in the case, has investors all over Guangdong, Jiangsu, Hebei and other provinces and cities, and the investment amount ranges from several thousand yuan to more than 100,000 yuan. The institution claims that its loan products are guaranteed by "Pacific Factoring Agency" and has also issued a "online payment account security liability insurance" policy to customers, but Pacific Property Insurance has never cooperated with this institution. Others make fakes and insurance companies lie down, and they have to bear the reputation risk of "damage is easy to repair".

  There is also data pricing risk. The person in charge of Ping An’s "One Account Connect" believes that due to the lack of relevant historical data accumulation and application, Internet insurance may have a big deviation in the operation of innovative business. "The virtuality of the Internet itself will also produce various ‘ Pseudo data ’ , affecting accurate pricing. "

  Information and technology security risks can not be ignored, including legal risks such as customer information leakage caused by improper online operation of employees, reputation risk caused by insufficient offline service ability, and sickness insurance caused by non-face-to-face transactions.

  "In the Internet age, insurance operations can break through geographical restrictions and break down industry barriers. Once risks occur, they will spread quickly." Zhu Minglai believes that insurance products are naturally social and public welfare, especially internet insurance, which covers a wide range, with more than one billion new policies each year and a huge customer base. The negative impact caused by group surrender and claims disputes will not be limited to the economic field, but will also extend to the social field. "In addition, if Internet insurance always gives consumers the impression of ‘ Bo eyeball ’ ‘ Not reliable ’ That is undoubtedly destroying the development ecology of the industry and shaking the foundation of the development of the industry. This is the biggest risk of the industry. " Zhu Ming said.

  Strengthen corporate responsibility, improve collaborative supervision, keep an eye on the "blacklist" and make good use of "big data"

  "The insurance products in the Internet and mobile apps are very strange. How do I know who is real and who is fake? Taobao shop sells insurance. Is this under the control of CIRC or the Industrial and Commercial Bureau? If it is illegal, should the platform take responsibility? " Ms. Xu, an employee of a bank in Beijing, believes that Internet insurance is developing by leaps and bounds, and supervision should be strengthened.

  On October 13th, 2016, the China Insurance Regulatory Commission issued the Implementation Plan for Special Remediation of Internet Insurance Risks, which warned against misleading behaviors such as misrepresentation, one-sided or exaggerated publicity of past performance, illegal promise of income, cooperation between insurance companies and third-party network platforms without business qualifications, and illegal Internet insurance business by non-licensed institutions.

  "According to the existing regulatory framework, only licensed institutions can sell insurance, and only those that meet the core requirements such as actuarial laws ‘ Insurance ’ It can be called insurance, but the situation in the market is still quite serious. " Insiders pointed out that the Internet has a wide range of layers, and it is not possible to rely solely on a certain regulatory department to purify the Internet insurance market. It requires the coordinated governance of financial, industrial and commercial, information and other management departments.

  As far as the insurance industry itself is concerned, the insiders believe that the following aspects can be "done right away":

  "In terms of product development, no matter what the third-party platform proposes ‘ Brain hole ’ Insurance companies should follow the product development process and strictly control insurance risks; In terms of operation, establish an effective internal control system, strengthen the management of sales behavior, and ensure that the business is flawless and there are no major business risk events and reputation risk events. " Zhu Ming said.

  The relevant person in charge of Taiping Life Insurance said that insurance institutions should resolutely stop cooperation with third-party platforms that do not have business qualifications and online lending platforms that provide credit enhancement services, set up fund pools and illegally raise funds. At the same time, consumers should be reminded to regularly check the product contents in industry associations or insurance companies in official website and obtain product information from formal channels.

  "For underwriting risks, operational risks, information security risks, etc., we should improve the technical level and establish network security ‘ Moat ’ 。” Qiu Hui, deputy general manager of Ping An Health Insurance Technology Center, said, for example, intelligent analysis based on big data is carried out for product pricing, and accurate pricing is carried out according to multi-dimensional data such as history, region, market and reinsurance to ensure controllable risks; For operational risks, insurance companies should conduct strict process and authorization control through various authorization, upgrade and encryption systems to ensure that limited and authorized internal personnel can carry out specific operations; For external information access, sensitive data is limited to the customer by applying various intrusion detection, firewall, encryption and other technical means, and strict access control is carried out before, during and after the event to ensure information security.

  Not long ago, SF Express made the sender and receiver "see the code but not the name" by scanning the code to prevent the customer information on the face sheet from being leaked. Insiders suggest that insurance companies should also form a closed-loop transaction with the help of third-party platforms, and customer information input, transfer payment, etc. are invisible to third parties.

  How should the regulatory authorities plan ahead?

  "The premise is to encourage innovation and reserve space for the healthy development of Internet insurance with an open and inclusive attitude. At the same time, effectively protect the rights and interests of consumers, focus on strengthening supervision in product development, information disclosure, information security, landing services and third-party platforms, and enhance the transparency of Internet insurance business. " Zhu Ming said.

  Taiping Life suggested that regulators should strengthen the management and sharing of information on responsible subjects related to illegal and untrustworthy behaviors in the insurance field, and form a regular notification and publication mechanism, such as the blacklist of third-party online platforms for Internet insurance, so as to further strengthen the risk prevention and control of the insurance industry and effectively isolate the transmission of other risks.

  In addition, the current industry data is scattered, which is divided into insurance companies, industry platforms, front-end customer APP import data, mid-end intermediaries, channels, claims, call data, back-end financial receipt and payment data, and so on, and there are many kinds and complexities. The insiders suggest that a big data platform should be established as soon as possible, the standards for data storage and transmission should be unified, and data from different systems should be opened, and then data mining should be carried out according to different needs, so as to strengthen the application of big data in anti-claims fraud and optimize products and services for the industry. Provide basic services.

The music of the Museum of Traditional Chinese Opera and Hundreds of Chinese Opera is lingering, and the New Year’s Day is a thousand-year heritage.

In the spring of Yuan Dynasty, everything began to flourish, and Vientiane started a new dynasty. During the New Year’s Day Festival in 2024, the museum presented an elegant feast for everyone. The reporter learned that the Opera Museum in Kunshan, Jiangsu Province has carried out a series of cultural activities with rich contents and various forms, providing high-quality cultural life for the broad masses of the people with high-quality cultural supply and creating a happy and peaceful holiday atmosphere.
Exhibition: Experience the beauty of blending ancient and modern.
During the festival, the two special exhibitions of the Museum of Traditional Chinese Opera and Hundred Drama brought a visual feast full of traditional cultural charm to the audience. With the help of the Palace Museum’s rich collection and profound academic research skills, the exhibition of the cultural relics of the Qing Dynasty’s palace dramas shows the profoundness of the opera culture, and details the development process of the Qing Dynasty’s palace dramas through more than 100 scripts, scores, costumes, props and other cultural relics related to operas collected in the Palace Museum.
Located in the public education department on the second floor, the theme exhibition "Who is like me in the spring-Congratulations on the 20-year tour of the Peony Pavilion" is based on the overall curatorial principle of "new collision", "more extension" and "fine and beautiful". Yu Jiulin, a performance artist of Kunqu Opera, and Xu Peihong, the exclusive photographer of the youth version of Peony Pavilion, have a new vision in the new space where Kunqu Opera originated, reappearing the love and beauty of the youth version of Peony Pavilion in a new way, bringing a new artistic collision to the audience.
Activity: "Fancy" inherits the art of traditional Chinese opera
Theme lectures, non-legacy works, opera performances, theme punching, interactive experience … A variety of activities allow the audience to experience the profound cultural heritage of Chinese opera art while feeling the traditional festival atmosphere.
During the New Year’s Day, Chen Yi, a member of the Chinese Writers Association, was invited to give a lecture "Kunshan, the geographical and cultural source of Kunqu Opera" in the museum’s open class (the third issue), telling the process of the germination and gradual formation of Kunqu Opera on the banks of Yangcheng Lake, the representative figures and interesting stories. This lecture attracted a large number of audience to come to the scene to experience this cultural feast, soak in the trickle of traditional Chinese opera culture, and appreciate the precipitation of history and beauty. At the same time, around the theme of New Year’s Day, the museum launched the activities of "non-legacy blooming, hand-made welcoming New Year" and "Qiyun New Year Kunshan has a play", which attracted many parents and children to participate and personally felt the unique charm of traditional culture.
The gongs and drums clanged and the sound was drunk. On the red flag, the drama continued, with three days and six performances. Opera actors from Suzhou Theatre School, Shanghai Shanghai Opera Troupe and Shanghai Yue Theatre bring you Kunqu Opera "The Peony Pavilion", Shanghai Opera "Holding a Wedding Ceremony", "Yan Yan as a Matchmaker", "Dong Meiqing", "Ask Uncle", "Give a Jade Rabbit", "The Grass is Green in February and March" and "Liang Zhu 18 Send" of the Yue Opera … The actors are leisurely.
The melodious music, melodious drama and various forms of cultural activities have made the ancient opera art more vivid and vivid.
Wenchuang: Traditional culture is booming.
Activities with different themes offer wonderful cultural feasts to the audience, and the cultural and creative products designed and produced by relying on the ip image of the Opera Museum have also attracted everyone’s attention and love. At the interactive scene of the theme punch-in, the audience lined up in a long line, and the relay was "lucky". A pair of cartoon refrigerator stickers of "Little Health, Little Hua Dan" were warmly welcomed by everyone.
Nowadays, stamping and punching cards has become a new form of tourism favored by young people. During the New Year’s Day, the Museum of Traditional Chinese Opera launched a limited edition seal. Full of creativity and exquisite eye-catching, many people took photos and shared them excitedly after stamping the chapter. Behind the small seal, it reflects the determination of the Traditional Opera Museum to make traditional operas "out of the circle" and traditional culture "broken" through new media and young power.
Festivals in museums have become a new fashion nowadays, and many viewers have chosen to go into museums with their families and friends, visit exhibitions and participate in activities. The Museum of Traditional Chinese Opera and Hundred Dramas endows traditional culture with new elements and more fashionable and younger expressions in an entertaining way, increases the interaction between traditional Chinese opera and the public, and shows the strong vitality and eternal charm of Chinese excellent traditional culture.
Yangzi Evening News/Zi Niu News reporter Zhang Nan
Proofread Li Haihui
Reporting/feedback

The tourism market has entered the fast lane of recovery and development

Economic Daily, Beijing, December 14th (Reporter Zhang Xue) Du Jiang, Vice Minister of the Ministry of Culture and Tourism, said at a series of news conferences on the theme of "Opening by Authoritative Departments" held by the State Council on the 14th that since the beginning of this year, the tourism market has entered the fast lane of recovery and development, and the Ministry of Culture and Tourism has continuously improved the quality of tourism products, innovated the supply of tourism products, strengthened the docking of supply and demand, stimulated consumption potential, constantly met the diversified and quality tourism needs of the people, and helped expand the domestic demand strategy.

It is reported that in the first three quarters of this year, the number of domestic tourists in China reached 3.67 billion, and the tourism income reached 3.7 trillion yuan, up 75% and 114% respectively, which not only promoted the expansion of related consumption, but also promoted economic recovery.

Du Jiang said that in the next step, the Ministry of Culture and Tourism will focus on three aspects. First, optimize the policy environment, solve the difficulties of blocking points, and exert efforts from both ends of supply and demand to boost tourism investment confidence and consumer confidence. Second, promote industrial integration, innovate product supply, further promote the deep integration of literature and tourism, enhance cultural taste, enrich spiritual connotation, cultivate new consumption formats and modes, promote the construction of "small but beautiful" performing arts new space, and innovate and upgrade music festivals, concerts and other products. Third, build a good platform carrier, increase efforts to benefit the people, and promote a series of brand building such as a new batch of national cultural and tourism consumption demonstration cities, national tourist resorts, 5A-level scenic spots, and national night culture and tourism consumption gathering areas.

Disagreement! Carlo Ancelotti wants Real Madrid to bring in Richarlyson, while Real Madrid is more willing to bring in Harland.

According to the report of Spanish media Defensa Central, Richarlyson has become the focus of Real Madrid. But Real Madrid would rather sign Ehrling Harlan or Kylian Mbappé than the Tottenham striker. However, Carlo Ancelotti is pushing the Spanish club to sign the Brazilian international.

Carlo Ancelotti urged Real Madrid to bring in Richarlyson.

Richarlyson has been a divisive figure since he joined the Premier League six years ago. The 26-year-old Brazilian player’s first club in England was Watford, who was his talisman. A year later, he joined Everton and spent four years in Goodison Park. Last summer, he moved to Tottenham for 55 million euros.

However, Richarlyson’s effectiveness in Tottenham Hotspur is not outstanding, and it is rare to score goals. The Brazilian international has only scored 3 goals and 4 assists in 33 games so far. Despite his poor performance, the player is still the target of several high-profile clubs, including Real Madrid.

Carlo Ancelotti promotes Real Madrid’s interest in multi-functional Tottenham Hotspur striker. That year, the Italian coach brought out the best of Richarlyson at Everton. Despite Richarlyson’s erratic performance this season, Ancelotti still appreciates his quality.

According to reports, Ancelotti is pushing Real Madrid to sign a 26-year-old player in the summer transfer window. Richarlyson’s market value is about 55 million euros, and the two sides may reach a similar amount of transactions. But Real Madrid would rather sign Ehrling Harlan or Kylian Mbappé than Tottenham Hotspur.

According to recent reports, Real Madrid is giving priority to signing Mbappé in 2024. With Endrick joining Real Madrid next year, Richarlyson may have no place. But Ancelotti wants Real Madrid to sign Richarlyson this summer.

It is not clear whether Real Madrid will listen to Ancelotti’s request and reunite with Richarlyson and the Bernabeu Stadium next season. However, as far as the current situation is concerned, it is unlikely to sign a multi-functional Tottenham striker in the summer.

Serie A intelligence: Udinese’s main defender is suspended and Lazio’s midfielder is poached.

Play well and draw the opponent for three consecutive games.

Udinese’s paper strength is weaker than Lazio’s, and the team is currently ranked 12th in the league, behind Lazio’s 4th. However, in the last three meetings between the two sides, Udinese drew their opponents, and Lazio failed to take any advantage from them. The team is confident to score points again at home.

The red card of the defense Gaota Beikang was suspended

Udinese’s defence, Gota Bekang (2 goals and 1 assist in 28 games), suffered a red card suspension. The player left the game at the last minute because of a conflict with his opponent. The absence of the Brazilian central defender was very unfavorable to the team’s defence.

Milinkovic fears being poached.

Lazio midfielder milinkovic is afraid of poaching. The Serbian midfielder has recently attracted the attention of Juventus. The two teams are negotiating to exchange milinkovic for Kulusevski. Coach Sarri thinks Kulusevski is very suitable for the team’s 4-3-3- 3 formation.

Leg injury, cataldi missed.

Lazio’s main midfielder cataldi (1 assistant in 38 games) missed due to injury. The player suffered a calf injury at the end of April and is expected to return from injury in late May. His absence made the team’s midfield defense lack hardness.

Break the script and question! WTT Macau Champions: Manyu Wang 4-2 Chen Meng, Wang Chuqin 4-0 Malone.

Up to now, WTT Macau Championship has all ended. In the last two games, Manyu Wang and Wang Chuqin won the women’s singles and men’s singles respectively.

In the first game, in the women’s singles final, Manyu Wang defeated Chen Meng 4-2, with scores of 11-13, 11-7, 8-11, 12-10, 11-9 and 11-8. Congratulations to Manyu Wang for winning the women’s singles championship in Macau in 2023, and Chen Meng won the runner-up.

In this game, both sides gave a wonderful duel and tactical game, restrained their opponents’ play, and exerted their own characteristics and strength with all their strength. The performances of the two top players are world-class, but on the whole, Manyu Wang played even better, making many breakthroughs and improving his status, as if people saw Manyu Wang during the 2021 National Games in Shaanxi and the World Table Tennis Championships in Houston!

Before this final, Chen Meng defeated Sun Yingsha 4-0. Such a fiery competitive state made people expect her to win the championship with all her might. Even after winning this game, conspiracy theories such as Guoping’s conceded ball and silent ball appeared again.

Unexpectedly, Manyu Wang is better than her, and this women’s singles champion is the best proof for her. It can be said that Manyu Wang once again broke the doubt and broke the so-called "script"!

The World Table Tennis Championships in Durban at the end of May made people look forward to the four golden flowers of the women’s table tennis team, Chen Meng, Manyu Wang, Sun Yingsha and Wang Yidi. The women’s table tennis team is really a happy worry!

In the men’s singles final, Wang Chuqin defeated Malone 4-0, with scores of 12-10, 11-1, 11-8 and 11-7. Congratulations to Wang Chuqin for winning the men’s singles championship in Macau in 2023 WTT Championship, and also becoming the defending champion of this event. Malone won the runner-up.

Wang Chuqin and Malone fought bravely, but Malone didn’t seem to want to try his best, which made people see Sun Yingsha in yesterday’s game and played a little perfunctory.

However, it is true that Wang Chuqin played very well. Whether it was attacking, serving, stalemate and other links, he started from the first game and reversed it in a passive situation. In the whole game, Wang Chuqin’s performance in the stalemate was very steady, remarkable and even better than Malone’s.

In the face of Ma Long with varied tactics and rich experience, Wang Chuqin’s gas field has not lost, and his fighting spirit is high, which is also the key to winning!

To sum up the two finals tonight, Manyu Wang was able to beat Chen Meng, which was beyond the expectation of some fans. However, Wang Chuqin could beat Malone, which was within the scope of prediction. Indeed, Malone was already a underdog against Wang Chuqin and Fan Zhendong, and there was not much advantage.

At the end of the Macau Championship, the champion will get 1,000 points, 35,000 US dollars, or about 240,000 RMB. Of course, the runner-up will also get 700 points, 27,000 US dollars, or about 180,000 RMB.

On April 23rd, the WTT Star Challenge in Bangkok, Thailand has also started. The contestants of Guoping include Chen Xingtong, Liang Jingkun and Lin Gaoyuan. Let’s continue to pay attention to Guoping and continue to cheer for Guoping!

0-9 to 1-0, revenge! The penultimate madness of the Premier League: finally beating Liverpool and ending the seven-year wait.

At 20:30 on March 11th, Beijing time, in the 27th round of the Premier League, Salah missed a penalty and Billing scored the only goal in the game. In the end, Liverpool lost to Bournemouth 0-1 away and swallowed the first defeat in nearly 6 rounds.

Before this campaign, Liverpool scored 13 points in 5 rounds, 4 wins and 1 draw, and rushed to the fifth place in the league, only 3 points behind Tottenham Hotspur. They just washed Manchester United 7-0 at home in the last round. If they can score all three points from Bournemouth in this round, they will temporarily overtake Tottenham on goal difference and rise to the fourth place in the Premier League. Bournemouth lost 11 games in the last 15 rounds, only won twice, ranking the bottom of the Premier League with 21 points in 25 rounds.

In the first leg, Liverpool beat Bournemouth 9-0 at home, setting a record for winning the biggest score in the Premier League. Moreover, Liverpool have won seven consecutive victories against Bournemouth, during which they kept six clean sheets. The total score of these seven games reached a disparity of 28-1.

Who would have thought that all kinds of data predicted that Liverpool should take Bournemouth lightly, but in the end this round broke out with a 0-1 upset. For Liverpool, after losing these three points, it was doomed to not return to the top four after this round, but Burnley, who got the key three points, instantly overtook West Ham United, Leeds United, Everton and Southampton, not only got rid of the bottom of the league, but also escaped from the relegation zone and rose to 16th place. This is the first time that Liverpool lost to Bournemouth in the past seven years. The last time they lost to Bournemouth, they lost 3-4 away in December 2016.

Game review-

In the 29th minute, Ouattara made an inverted triangle cross from the bottom of 1V2 on the right, and scored a goal from Bilin Middle Road, with Bournemouth leading 1-0.

In the 69th minute, jota made a point, Salah took a penalty kick and flew wide, but Liverpool missed the equaliser and lost 0-1.

Artificial intelligence ChatGPT’s view on carbon neutrality in peak carbon dioxide emissions

Introduction: ChatGPT intelligent chat robot, which has received much attention recently, has only been online for 2 months, and its active users have broken 100 million. Now it has not only become the focus of many industry professionals, but also become an inevitable topic in our social life.

  • What is ChatGPT? What can you do?
  • What does ChatGPT think of carbon neutrality?
  • Enlightenment of ChatGPT on Double Carbon

What is ChatGPT? What can you do?

ChatGPT is a natural language processing tool driven by artificial intelligence technology, and a chat robot program developed by OpenAI in the United States.

ChatGPT can talk through learning and understanding human language, interact according to the context of chat, really chat and communicate like human beings, and complete tasks such as writing emails, video scripts, copywriting, translation, code and writing papers.

Therefore, it has also caused heated discussions and concerns among netizens:Will ChatGPT replace software engineers, paralegals, graphic designers and teachers in the future?

What does ChatGPT think of carbon neutrality?

Although global warming has been a phenomenon since the process of human industrialization, it is only in recent years that it has really aroused widespread concern of countries and people around the world. Therefore, the fields of peak carbon dioxide emissions and carbon neutrality are brand-new compared with other mature knowledge systems.

Next, let’s take a look at the understanding of double carbon by this chat robot who knows astronomy and geography from a few easy to difficult questions.

1. What is peak carbon dioxide emissions?

(Image taken from: ChatGPT)

ChatGPT’s answer is basically correct, but it should be noted that "carbon" in "peak carbon dioxide emissions" refers to greenhouse gases. China’s 2030 "peak carbon dioxide emissions" target is limited to carbon dioxide emissions, excluding non-carbon dioxide greenhouse gases.

2. What is carbon neutrality?

(Image taken from: ChatGPT)

ChatGPT explains "carbon neutrality" in plain language, so it seems that the rumor that "he" may replace some teachers’ work in the future may have some credibility? .

3. How can enterprises reduce carbon emissions?

(Image taken from: ChatGPT)

ChatGPT talked about the emission reduction measures that enterprises can take from the aspects of energy, production technology and methods, management system, carbon inventory and carbon market, covering a comprehensive dimension, but the depth and operability of the suggestions need to be further improved.

If the enterprise plans to carry out emission reduction work and seize the opportunity in the double-carbon green revolution, it can add a small assistant at the end of the article and contact us to formulate a professional and operable enterprise emission reduction plan.

4. What is the consumer’s acceptance of low-carbon environmental protection products now?

(Image taken from: ChatGPT)

ChatGPT’s answer can be said to be relatively objective. For example, in 2021, PricewaterhouseCoopers conducted a survey of 1,000 consumers from 52 cities in 23 provinces in China, and more than 70% of them were willing to carry out low-carbon and environmentally-friendly green consumption. In addition, the National and Local Implementation Plan for Promoting Green Consumption also provided support and guarantee for the development of green and low-carbon products at the policy level.I believe that green and low-carbon products will become the mainstream of the market in the future..

5. What will happen to the earth if the global greenhouse gas emission reduction action is not carried out?

(Image taken from: ChatGPT)

ChatGPT is not alarmist. I believe everyone has a personal experience of the worrying floods in Henan in 21 years and the record high temperature in the summer of 22 years. Moreover, the United Nations Disaster Prevention and Mitigation Agency pointed out in the "Human Losses Caused by Disasters in 2000-2019" that between 2000 and 2019, it happened globally.Six thousand six hundred and eighty-oneClimate disasters, compared with the previous 20 years.83%!

The above questions, to a certain extent, confirm ChatGPT’s "knowing astronomy above and geography below". But looking at the essence through the phenomenon, as AI robots, we all know that "peak carbon dioxide emissions, carbon neutrality" is an issue that needs to be paid close attention to all over the world at present. Therefore, enterprises and individuals should start to practice the concept of green and low carbon, whether for the sake of the global human living environment or in line with the trend of green and low carbon reform, which is the general trend and urgent!