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Flying in the snow! Liaoning Youth U Series Ski Race Held in Dalian

Dalian, China, January 21st (Reporter Wang Song Yu Fangfei) Recently, the "Younikes Cup 2022-2023 U Series Alpine Skiing and Snowboarding Competition for Liaoning Youth" hosted by Liaoning Provincial Sports Bureau, Liaoning Winter Sports Management Center, Dalian Ganjingzi District Culture and Tourism Bureau (Sports Bureau) and Dalian Linhai Ski Resort was successfully held.

Players are in the competition (Photo courtesy of Yangguang. com)

A total of nearly 150 contestants from Shenyang, Anshan, Dandong, Fushun and Dalian signed up for the competition, which is the highest in history. There are two events in the competition, namely "snowboarding slalom" and "alpine skiing slalom" for men’s and women’s groups, and four different groups, namely, youth group (U18-U16), junior group A (U15-U12), junior group B (U11-U8) and children’s group (U7-U5), are set up according to their age, and the contestants are launched in eight groups.

Winner (photo by Yang Guangwang reporter Wang Song)

The person in charge of the event said in an interview with reporters that the competition aims to further consolidate the reserve talent base of Liaoning winter project, review the team, improve the level, and build a platform for young skiers to exchange ideas.

(Source: Yangguang. com)

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Winter Olympics Guarantee | Shougang Ski Jumping Platform: In case of snowfall, the venue team will fully guarantee the event.

CCTV News:On February 13th, there was heavy snow in the urban area of Beijing. As the only outdoor winter Olympic snow venue in Beijing, Shougang ski platform ushered in the pre-competition training of snowboarding platform project in the snow.

According to the competition schedule, the qualifying competition of snowboarding platform will be held in Shougang ski platform today. Yesterday was the last day of pre-competition training of Shougang ski platform. At the training site, the athletes were not affected by the snow and ice weather at all, and all the work of venue support was orderly.

Zhao Wei, Secretary-General of Operation Team of Shougang Ski Jumping Platform of Beijing Winter Olympic Organizing Committee:Five days ago, we made an emergency plan according to the weather forecast, including the analysis of our own meteorological team. You can see the track behind you. Our secondary shaping team has been on standby for 24 hours since last night (February 12th). They will also clean up the floating snow on the track surface in time according to the snowfall to ensure our training and the next two days’ competition.

As the only outdoor winter Olympic venue in Beijing Division of Beijing 2022 Winter Olympics, compared with other indoor venues, it will be more or less affected by rain and snow. After receiving the weather forecast from the meteorological team, the venue operation team also made relevant work in advance. 

Liu Yuchuan, Venue and Infrastructure Manager of Shougang Ski Platform Operation Team of Beijing Winter Olympics Organizing Committee:The heavy snow started last night (February 12th). The understanding of the situation is basically around 3 am on the 14 th, and the weather forecast data given is like this. After receiving the information, we covered the outdoor audience and broadcast seats with plastic sheets in advance. In case of such cold weather and snowy weather, we will take precautions in advance, including water and electricity work in some key areas.

In order to ensure the traffic order and the safe passage of personnel, the cleaning team of the venue has also done a good job of snow removal and anti-skid in advance.

Zhao Jianhao, Waste Cleaning Manager of Shougang Ski Jumping Platform Operation Team of Beijing Winter Olympic Organizing Committee:There were more than 80 people who rushed to clean up the waste, and then more than 30 vehicles came to the territory, consuming more than 70 tons of snow melting liquid. Moreover, our entire venue team was particularly United, and all business fields were also helping to clean up the snow.

According to the venue operation team, this snowfall will not affect the normal progress of the competition, and the stadium looks more beautiful after the snow. In previous competitions, many participating athletes and media reporters praised the scenery of Shougang ski platform, and the platform decorated with heavy snow was particularly enchanting at this time.

Zhao Wei, Secretary-General of Operation Team of Shougang Ski Jumping Platform of Beijing Winter Olympic Organizing Committee:Competing in the snow can better reflect the characteristics of snow events and be more suitable for the situation. After the snow stops in the whole venue, we will clean up the relevant areas in time. We will also keep the snow in some areas to make the venue look more beautiful.

Sunshine+warmth, Changsha weather "crossing" to early spring?

The "strength" of cold air is not strong, and when the temperature is high at the same time, many people even take off their down jackets and change into slightly thinner clothes. However, although it is warm at noon, it is still cold in the morning and evening, so pay attention to keep warm.

There will still be sunshine in the next weather, but rain will also be interspersed among them, and there will be a strong precipitation process in the later stage. Although the temperature is high and the fluctuation is not too big, we should always pay attention to the weather changes. After all, with global warming and increasing climate instability, there may also be a sharp change in temperature and cold.

Changsha Meteorological Observatory predicts that,From tonight to tomorrow, it will be cloudy and the temperature will be 7-16℃.

Until the day of the 12 th, it was cloudy and sunny; From the evening of the 12th to the 15th, there was light rain on cloudy days; On the 16th, the precipitation was intermittent; A strong rainfall process began on the 17th. Overall, there will be less precipitation and higher temperature in the coming week.

Changsha Meteorological Observatory reminded that, Overall, there will be less precipitation and higher temperature in the coming week. Prevent the adverse effects of low visibility weather such as precipitation on traffic; Pay attention to the rainy and foggy weather that may occur during the rainy period, slow down and keep a reasonable distance between cars; Pay attention to the safety of electricity, gas and fire; In order to adapt to winter storage, we should pay attention to going to bed early and getting up late in our daily life to ensure adequate sleep time; During the winter Tibetan season, exercise should be moderate and sweat slightly.

Xiaoxiang morning herald Comprehensive Changsha Meteorology

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Internet insurance, don’t play "risky tricks" (hot focus, rejecting financial risks around you ③)

  Cartography: Shen Yiling

  Internet insurance, playing a little "hi", beware of the false innovation of "selling dog meat by hanging sheep’s head"

  Not long ago, the stars Lu Han and Guan Xiaotong announced the news of their love affair, and the fans were boiling. Taobao merchants immediately began to sell "Lu Han Love Insurance", with a premium of 11.11 yuan per order. They promised that if Lu Han and Guan Xiaotong remained in a relationship one year later, the merchants would pay double the amount, and many fans actually took out insurance.

  Nowadays, the online world is all-encompassing, and "wonderful" types of insurance emerge one after another: illegal sticker insurance, Xiong Haizi disaster insurance, helping the elderly to be wrongly insured, forgetting to wear long trousers insurance, beauty chef care insurance, gastrointestinal insurance and acne insurance … … There are so many kinds of insurance, only unexpected, nothing impossible.

  Most Internet insurance fees are not high, and the cheap ones only need 1 yuan, and "Mao Mao Rain" is thrown at will; More than a hundred yuan, it doesn’t hurt to spend it. In addition, many types of insurance provide customized "packages", and WeChat and Alipay can transfer money. As a result, "my insurance is my master", which is personalized and disintermediated, makes it popular among more and more consumers, especially young people. According to statistics, more than 70% users of Internet insurance are young people from the post-80s to the post-90s.

  However, for consumers, some internet insurance is actually not insurance!

  First, there are suspicions of fraud and illegal fund-raising. Some types of insurance are not developed and sold by insurance institutions, and the policy has no legal effect. For example, the love insurance sold by a Taobao shop, "99 yuan, married after two years, presented wedding planning and a gift of 199 yuan; After three years of marriage, the amount of gift money has increased to 299 yuan. "It looks sweet, but in fact it hides risks — — The so-called insurance policy is just a piece of paper printed by the merchants themselves. If the merchants run away with the money after the insurance is sold, where can there be a gift to chase?

  Zhu Minglai, a professor at the School of Finance of Nankai University, pointed out that at present, some traffic platforms illegally raise funds in the name of insurance, or scatter "bait" with high returns, or forge insurance policies to defraud consumers of funds. These platforms are not qualified as insurance agents. According to regulations, they can only provide customers’ recommendation, insurance price comparison and other services for both parties, but they are obviously selling illegally.

  Second, there is a gambling nature, and "online insurance" may be online gambling. In the first two years, some regular insurance institutions sold smog insurance, World Cup regret insurance, pet pregnancy insurance, stock limit insurance and Mid-Autumn Festival moon viewing insurance. Experts pointed out that these insurance "targets" have no rules to follow, and the pricing and terms are not supported by risk data, which is no different from gambling. Fortunately, these "innovations" were all red cards in time by the regulatory authorities.

  Third, the merchants are vague about the key information, and the product name is not true. Some Internet insurance clauses are unclear, the relevant information disclosure of insurance institutions is incomplete and inadequate, or the wealth management benefits are exaggerated, the nature of insurance products is weakened, or risk warnings are lacking. The exemption and compensation exemption clauses are ambiguous and misleading, which harms consumers’ rights and interests.

  Seimi Zhang, a salesman of a private enterprise in Beijing, wants to insure a health insurance for his children. There is an insurance project on the Internet that 400 yuan can enjoy 300,000 yuan of general illness insurance coverage for an annual premium. He read the terms and conditions briefly and then took out the insurance. This year, his child was seriously ill, and the treatment and operation cost more than 100,000 yuan. When Seimi Zhang went to claim compensation, he discovered that he was insured with supplementary insurance for medical expenses. "Medical insurance reimbursed nearly 80% of the expenses, and I had to pay 24,000 yuan myself. According to the terms, the insurance company will also be exempted from paying 10,000 yuan, and finally only pay me 10,000 yuan. " Looking back at the terms, I found the existing explanations such as exemption and deductible, but they were all marked with relatively small font size. "The feeling is intentional, which makes people ignore these special explanations."

  The fourth is the risk of loss or disclosure of personal information. The relevant person in charge of Taiping Life told the reporter that some companies are currently doing business with unqualified third-party network platforms. "It seems that the platform is docked with the insurance institution’s system. In fact, after insurance, insurance institutions still have to manually export insurance information, and then complete insurance through their own online sales, electronic sales or salesman direct sales. This online and offline disjointed operation mode cannot completely retain the insurance trajectory of consumers, and it is prone to misleading sales and difficult claims. " Insiders are worried that if some insurance companies put their customers’ private data on public "cloud" servers, or their own information systems are improperly maintained, it will lead to the disclosure of customers’ personal information.

  Experts pointed out that at present, Internet insurance has just started and the market development is still not perfect. The "cheap conditions" such as network scene customization, small premium and technology application are double-edged swords for consumers. On the one hand, return insurance, mobile phone broken screen insurance and other insurance products with scientific pricing based on insurance principles have emerged, meeting the needs of multi-level and diversified risk protection. On the other hand, some "insurance innovations" that sell dog meat by hanging sheep’s heads take advantage of the network to fool and deceive consumers. Although the amount of each order is very low, it is not "high risk", but it is like "psoriasis" in the financial market, which makes people feel uncomfortable.

  Not only are consumers easily fooled, but the risks faced by the insurance industry cannot be ignored.

  The data shows that in 2012— In 2016, China’s Internet premium income increased from 10.6 billion yuan to 229.9 billion yuan, an increase of more than 20 times; The number of insurance institutions operating Internet insurance business has grown from 28 to 124. Traditional insurance companies mostly carry out internet insurance business through self-built websites or cooperation with third-party platforms. The "insurance boom" of the network platform is unstoppable, and the mobile phone insurance APP software is even more dazzling.

  But the risks are also lurking.

  The most prominent problem is that the cooperation platform party does not have the qualification, which "causes trouble" to the insurance company. The relevant person in charge of Taiping Life Insurance pointed out that once there are systemic risk events such as collective default or run on these platforms, they will be transmitted back to insurance companies, which will have a serious impact on the operating performance and solvency of insurance companies in that year or even in the next few years. "Some insurance companies carry out credit guarantee insurance business with cooperative platforms, but the underwriting assets are more complicated and the risk exposure is too large." The person in charge said.

  Secondly, fake insurance policies are repeatedly banned. The China Insurance Regulatory Commission (CIRC) recently reported a number of cases in which Internet small loan companies were suspected of fraudulently using the name of insurance companies and tying forged "accident liability insurance for small loans" policies to defraud victims of funds. Among them, Shanghai Tengwei Investment Management Co., Ltd., an institution involved in the case, has investors all over Guangdong, Jiangsu, Hebei and other provinces and cities, and the investment amount ranges from several thousand yuan to more than 100,000 yuan. The institution claims that its loan products are guaranteed by "Pacific Factoring Agency" and has also issued a "online payment account security liability insurance" policy to customers, but Pacific Property Insurance has never cooperated with this institution. Others make fakes and insurance companies lie down, and they have to bear the reputation risk of "damage is easy to repair".

  There is also data pricing risk. The person in charge of Ping An’s "One Account Connect" believes that due to the lack of relevant historical data accumulation and application, Internet insurance may have a big deviation in the operation of innovative business. "The virtuality of the Internet itself will also produce various ‘ Pseudo data ’ , affecting accurate pricing. "

  Information and technology security risks can not be ignored, including legal risks such as customer information leakage caused by improper online operation of employees, reputation risk caused by insufficient offline service ability, and sickness insurance caused by non-face-to-face transactions.

  "In the Internet age, insurance operations can break through geographical restrictions and break down industry barriers. Once risks occur, they will spread quickly." Zhu Minglai believes that insurance products are naturally social and public welfare, especially internet insurance, which covers a wide range, with more than one billion new policies each year and a huge customer base. The negative impact caused by group surrender and claims disputes will not be limited to the economic field, but will also extend to the social field. "In addition, if Internet insurance always gives consumers the impression of ‘ Bo eyeball ’ ‘ Not reliable ’ That is undoubtedly destroying the development ecology of the industry and shaking the foundation of the development of the industry. This is the biggest risk of the industry. " Zhu Ming said.

  Strengthen corporate responsibility, improve collaborative supervision, keep an eye on the "blacklist" and make good use of "big data"

  "The insurance products in the Internet and mobile apps are very strange. How do I know who is real and who is fake? Taobao shop sells insurance. Is this under the control of CIRC or the Industrial and Commercial Bureau? If it is illegal, should the platform take responsibility? " Ms. Xu, an employee of a bank in Beijing, believes that Internet insurance is developing by leaps and bounds, and supervision should be strengthened.

  On October 13th, 2016, the China Insurance Regulatory Commission issued the Implementation Plan for Special Remediation of Internet Insurance Risks, which warned against misleading behaviors such as misrepresentation, one-sided or exaggerated publicity of past performance, illegal promise of income, cooperation between insurance companies and third-party network platforms without business qualifications, and illegal Internet insurance business by non-licensed institutions.

  "According to the existing regulatory framework, only licensed institutions can sell insurance, and only those that meet the core requirements such as actuarial laws ‘ Insurance ’ It can be called insurance, but the situation in the market is still quite serious. " Insiders pointed out that the Internet has a wide range of layers, and it is not possible to rely solely on a certain regulatory department to purify the Internet insurance market. It requires the coordinated governance of financial, industrial and commercial, information and other management departments.

  As far as the insurance industry itself is concerned, the insiders believe that the following aspects can be "done right away":

  "In terms of product development, no matter what the third-party platform proposes ‘ Brain hole ’ Insurance companies should follow the product development process and strictly control insurance risks; In terms of operation, establish an effective internal control system, strengthen the management of sales behavior, and ensure that the business is flawless and there are no major business risk events and reputation risk events. " Zhu Ming said.

  The relevant person in charge of Taiping Life Insurance said that insurance institutions should resolutely stop cooperation with third-party platforms that do not have business qualifications and online lending platforms that provide credit enhancement services, set up fund pools and illegally raise funds. At the same time, consumers should be reminded to regularly check the product contents in industry associations or insurance companies in official website and obtain product information from formal channels.

  "For underwriting risks, operational risks, information security risks, etc., we should improve the technical level and establish network security ‘ Moat ’ 。” Qiu Hui, deputy general manager of Ping An Health Insurance Technology Center, said, for example, intelligent analysis based on big data is carried out for product pricing, and accurate pricing is carried out according to multi-dimensional data such as history, region, market and reinsurance to ensure controllable risks; For operational risks, insurance companies should conduct strict process and authorization control through various authorization, upgrade and encryption systems to ensure that limited and authorized internal personnel can carry out specific operations; For external information access, sensitive data is limited to the customer by applying various intrusion detection, firewall, encryption and other technical means, and strict access control is carried out before, during and after the event to ensure information security.

  Not long ago, SF Express made the sender and receiver "see the code but not the name" by scanning the code to prevent the customer information on the face sheet from being leaked. Insiders suggest that insurance companies should also form a closed-loop transaction with the help of third-party platforms, and customer information input, transfer payment, etc. are invisible to third parties.

  How should the regulatory authorities plan ahead?

  "The premise is to encourage innovation and reserve space for the healthy development of Internet insurance with an open and inclusive attitude. At the same time, effectively protect the rights and interests of consumers, focus on strengthening supervision in product development, information disclosure, information security, landing services and third-party platforms, and enhance the transparency of Internet insurance business. " Zhu Ming said.

  Taiping Life suggested that regulators should strengthen the management and sharing of information on responsible subjects related to illegal and untrustworthy behaviors in the insurance field, and form a regular notification and publication mechanism, such as the blacklist of third-party online platforms for Internet insurance, so as to further strengthen the risk prevention and control of the insurance industry and effectively isolate the transmission of other risks.

  In addition, the current industry data is scattered, which is divided into insurance companies, industry platforms, front-end customer APP import data, mid-end intermediaries, channels, claims, call data, back-end financial receipt and payment data, and so on, and there are many kinds and complexities. The insiders suggest that a big data platform should be established as soon as possible, the standards for data storage and transmission should be unified, and data from different systems should be opened, and then data mining should be carried out according to different needs, so as to strengthen the application of big data in anti-claims fraud and optimize products and services for the industry. Provide basic services.

The Central Meteorological Observatory upgraded and issued a yellow warning for severe convective weather.

  CCTV News:The Central Meteorological Observatory upgraded and issued a yellow warning of severe convective weather at 10: 00 on June 28:

  It is estimated that from 14: 00 on June 28th to 14: 00 on June 29th, there will be 8-10 thunderstorm gale or hail weather in parts of northeastern Inner Mongolia, central and western Jilin, central and western Liaoning, central and eastern Hebei, northeastern Beijing, Tianjin, central and eastern Shandong, northern Anhui, central and northern Jiangsu and northeastern Hubei, and the local wind can reach 11, and there may be tornadoes in northern Jiangsu, northern Anhui, eastern Shandong and southern parts. There will be short-term heavy rainfall in parts of eastern Inner Mongolia, southwestern Heilongjiang, western Jilin, southern Liaoning, southwestern Shaanxi, central and eastern Hebei, eastern Beijing, Tianjin, Shandong, eastern and southern Henan, northern Anhui, central and northern Jiangsu, northern and western Hubei, northeastern Sichuan Basin, central and northern Chongqing, southern Yunnan, central Hainan Island and central Taiwan Province Island, with an hourly rainfall of 30-50 mm.

  It is estimated that the main influence period of strong convection is from afternoon to night today.

  Defense guide:

  1. The government and relevant departments shall, in accordance with their duties, do a good job in emergency defense against short-term rainstorm, lightning protection and strong wind, and the meteorological department shall prepare for artificial hail suppression and conduct operations at the right time;

  2. The driver should slow down when passing through the waterlogged section to confirm the safety before passing, and the traffic control department should take traffic control measures and traffic guidance in the heavy rainfall section and waterlogged section according to the road conditions;

  3. Outdoor personnel should reduce or suspend outdoor work in open places, choose to enter buildings with strong wind resistance and lightning protection measures, and close doors and windows away from dangerous power sources;

  4. Airports, railways, highways and water transportation units should take measures such as flight restriction, speed limit or temporary closure to ensure personnel and traffic safety. Water operations and passing ships in relevant waters should return to Hong Kong to evade and strengthen port facilities;

  5. Check the drainage systems of cities, farmland and fish ponds, and make necessary drainage measures and prepare for disasters such as mountain torrents, landslides and mudslides.

Bankruptcy in Silicon Valley and the Dilemma of American Financial Model

  The Silicon Valley Bank (SVB) closed down within 48 hours and was officially managed by the Federal Deposit Insurance Company (FDIC) on March 10th, local time, which shocked the international financial market.

  By the end of 2022, Silicon Valley Bank had assets of about US$ 209 billion and total deposits of US$ 175.4 billion, ranking 16th in the United States. Moreover, SVB’s parent company, Silicon Valley Financial Group, was also a listed company (stock code SIVB), and its market value once ranked among the top 10 banks. The bank is not only one of the largest local banks in Silicon Valley, but also very active in the investment field of high-tech start-ups, many of which are customers of the bank. Enterprises that need financing get loans or even equity investment from Silicon Valley Bank, and enterprises that complete financing or go public deposit their funds in Silicon Valley Bank. According to information, more than 1,000 start-ups have deposits in SVB, accounting for about 50% of start-ups in Silicon Valley in the United States, and basically all companies have deposits exceeding the insurance limit of $250,000 provided by FDIC. Due to the liquidity problem of SVB, Silicon Valley Financial Group announced on March 9 that it would sell common shares and preferred shares to raise more than 2 billion US dollars. As soon as the news came out, the shares of Silicon Valley Financial Group fell 60% in one trading day, which dragged down the entire banking sector and even led to the overall decline of the market that day. However, SVB’s self-help behavior still ended in failure, and eventually it could not escape the fate of being entrusted, becoming the largest American bank that failed since the international financial crisis in 2008.

  The reasons for the collapse of Silicon Valley banks are very typical. During the period of quantitative easing and ultra-low interest rate in the United States, the bank’s deposits from high-tech companies in Silicon Valley surged. In addition to expanding its loan business, the management decided to invest most of its capital in holding mature assets (HTM) to earn spreads. When the Federal Reserve changed its course and raised interest rates aggressively to overcome inflation, the price of US Treasury bonds fell rapidly, which also worsened the financial situation of companies in Silicon Valley. Many depositors began to withdraw their deposits from Silicon Valley banks, which caused problems in the liquidity of banks. In order to cope with depositors’ withdrawals, the bank had to change the bonds originally marked as holding maturity into tradable ones, and thus had to disclose the huge losses on the books. Depositors are worried that the loss of SVB’s capital will harm their own deposit safety, and they have joined the ranks of withdrawals, so the worst nightmare of banks — — Run. In order to cope with the run, banks were forced to sell more bonds and suffered more losses, which formed a vicious circle and eventually led to the bankruptcy and trusteeship of SVB.

  The SVB incident has had a certain impact on the American financial system. On March 10th, US Treasury Secretary janet yellen attended the hearing of the Ways and Means Committee of the House of Representatives, saying that he would pay close attention to the development of the situation and avoid a chain reaction. According to the analysis of the net interest margin (NIM), there are about 10 banks in the United States that have liquidity risks similar to SVB. However, it is worth pointing out that this risk is mainly caused by the exhaustion of liquidity. Unlike the large-scale emergence of toxic property in 2008, it should not cause serious direct losses to the US financial system. The main negative impact may be more concentrated in silicon valley startups that SVB focuses on. On the one hand, enterprises with large deposits in SVB may face serious financial losses and even fail to pay wages and rent in time; On the other hand, startups that used to rely on SVB for loan support to develop their business will have a broken capital chain and their business cannot continue.

  If we interpret the SVB incident from a broader international political and economic perspective, we will find that the financial operation mode that the United States has long relied on is facing difficulties.

  American finance has been in deficit since the Clinton administration, especially after the international financial crisis in 2008, and the deficit scale rose rapidly from $162.8 billion in fiscal year 2007 to $1,417.1 billion in fiscal year 2009. After the outbreak of the COVID-19 epidemic, the fiscal deficit of the United States directly doubled, reaching $3,131.9 billion. In order to make up for the huge fiscal deficit, the US government had to issue treasury bonds on a large scale, and directly capitalized the deficit through the quantitative easing policy of the Federal Reserve, printing trillions of dollars into circulation. It is this practice of releasing money that gave birth to this round of quite serious inflation in the United States. In the past year, the Fed had to take radical measures to raise interest rates in order to curb inflation. In 2022, the Federal Reserve raised interest rates seven times in a row, totaling 425 basis points, the fastest rate hike in the past 20 years. The rapid interest rate hike has caused the yield of US Treasury bonds to rise rapidly, while the high financing cost has worsened the financial situation of a large number of enterprises. These two forces together constitute the background of the SVB incident.

  As the country with the strongest economy in the world, the United States has spread its domestic financial risks to the world by issuing treasury bonds on a large scale and manipulating dollar interest, forcing other countries to pay for the domestic economic problems of the United States. Therefore, although the United States printed a large number of dollars into circulation in the past, it did not cause serious inflation in the United States. As the most liquid and safe investment variety in the world, US Treasury bonds have provided American enterprises with extremely low-cost financing channels for a long time, which is undoubtedly the institutional dividend and unfair huge seigniorage brought by the hegemony of the US dollar. In essence, it uses the international monetary status of the US dollar to exploit other countries in the world, and it has always worked. However, in recent years, the United States has gone further and further on this road of bullying, not only failing to control it, but intensifying the drama of taking advantage of it. The discontent trend of resisting the unreasonable harvest of dollar hegemony has gradually formed around the world. The "financial double spring" of the Federal Reserve printing dollars and the US Treasury issuing treasury bonds has gradually failed, and the "bonus hunter" has begun to bite itself. Once the international subscription of US debt continues to be sluggish, the Fed is forced to expand its balance sheet and print more US dollars to buy US Treasury bonds. However, due to the decline in the international reserves and circulation of US dollars, more printed US dollars will enter the circulation field of the US economy, thus pushing up commodity prices and causing serious inflation. As a result, the risk of US debt and US dollar spiraled up, further weakening US financial hegemony.

  Although the SVB incident may not cause an international financial crisis like that in 2008, it clearly reveals that the deep contradictions in the American financial operation model are intensifying. This incident is not so much a technical mistake in the American financial system as a footnote to the deep crisis facing American financial hegemony.

  (This article Source: Economic Daily Author: Qi Chen Xue Jing Author is the director and professor of Tsinghua University Sino-US Relations Research Center; Special research fellow, China-US Relations Research Center, Tsinghua University)

Beijing issued high-temperature orange warning: the highest temperature can reach 37 ~ 38℃ on May 7.

  BEIJING, July 5 (Xinhua) According to the official Weibo news of the Beijing Meteorological Bureau, the Beijing Emergency Management Bureau suggested that the Beijing Meteorological Observatory had issued a high-temperature orange warning signal at 7: 00 on July 5, and it is estimated that the highest temperature in Beijing will reach 37 ~ 38℃ on May 7. Please take measures to prevent heatstroke and cool down, and pay attention to saving water and electricity. It is suggested to stop outdoor work at high temperature, reduce outdoor activities, and guard against heatstroke and heat stroke.

  Screenshot of the official Weibo of Beijing Meteorological Bureau

See also the "business story" of the star street brand "overturning" and "cutting leeks" is not so good to sing.

  A few days ago, the Shanghai Municipal Market Supervision Bureau notified two batches of unqualified down jacket products, among which a certain type of "DANGEROUS PEOPLE" brand short down sold by Shanghai Yanxun Trading Co., Ltd. was unqualified, with alkyl phenol (AP) and alkyl phenol polyoxyethylene ether (APEO). These two components are environmental hormones, which can easily affect the normal hormone secretion of human body. It is reported that "DANGEROUS PEOPLE" is a menswear brand launched by artist Joker Xue. This bulletin has caused a wide discussion. As of 14: 00 on January 5th, the reading volume of related Weibo topics has exceeded 120 million.

  In fact, the "rollover" of star street brands is nothing new. Previously, a blogger sent a video saying that he spent 1,500 yuan to start the fashion brand UGC coat created by artist Lu Han. I didn’t expect poor workmanship and many threads, "the cost does not exceed 60 yuan"; Nana Ou-yang, who has tens of millions of fans, launched his own brand "nabi", which was also pushed to the forefront of public opinion because the pajamas with a price of 988 yuan were actually made of ordinary materials; The flagship store of MADNESS Tmall, a trendy brand founded by actor Shawn Yue, terminated its operation on its own in January 2023. From the consumer evaluation, poor quality and high price are the biggest problems of its closure … At present, more than 2.5 million related web pages can be found by searching on Baidu platform with "star fashion brand overturned" as the key.

  The reason why star street brands are sought after and have a market is largely due to the halo effect of stars. If we look at the value of the products alone, we may not be able to afford such a high premium. Relying on the star filter can certainly attract a wave of fans to pay the bill, but the product is a commodity after all, and it has to return to the basic law of value. Excellent quality and novel design can give all consumers, including fans, the motivation to continue to buy, and pursue long-term doctrine to maintain a good reputation. If you just want to "harvest for a while" to make quick money, this "business" may not be so good to sing. (Reporter Zhan Jiaomei)


Star’s 10-second blessing video sells 200,000 yuan online —— Reporter investigates the star blessing video recording industry chain

  Comics/Li Xiaojun

  ● The video price of celebrity blessing is divided into four grades: within 1000 yuan, from 1000 yuan to 3,000 yuan, from 3,000 yuan to 5,000 yuan, and above 5,000 yuan. Artists with the highest bid of 200,000 yuan include Wu Mou, Chen Mou, Tang Mou, etc. The recording time is 10 seconds to 15 seconds.

  ● On the network platform, there is an industrial chain where stars charge by recording blessing videos. On the one hand, individuals and businesses have needs, but there is no star channel. On the other hand, some popular artists need to earn extra money, which is a survival channel for new artists or out-of-date artists.

  ● This kind of behavior itself constitutes a commercial transaction between the star and the object of blessing. The former exchanges money through blessing, while the latter exchanges face or social influence with payment.

  ● Relevant departments should conduct normative guidance on commercial behaviors such as sending videos of blessings by stars, and guide stars to do a good job of screening, instead of acting as "meat horns" for those who violate the law and lose their morality.

  □ Our reporter Zhao Li

  □ Intern of this newspaper Wan Peng

  Recently, a number of stars recorded the video topic of birthday greetings and boarded a hot search, which triggered a heated discussion among netizens. The reason is that the object of the blessing video is suspected to be a member of the North Myanmar fraud family.

  Subsequently, a number of artists involved recorded videos to apologize to the public. Some artists said that the matter originated from a friend’s entrustment a long time ago, and the blessing video was recorded due to the kindness. Some artists also said that this was the arrangement of the broker, and they did not know the specific use of the blessing video in advance.

  Star blessing video is nothing new. In recent years, some enterprises and businesses often ask stars to "support the scene", and broadcast the video of the star’s blessing at the opening ceremony, annual meeting, investment promotion meeting and other occasions, and even some individuals broadcast the video of the star’s blessing at wedding and birthday parties.

  An interview with the reporter of "Rule of Law Daily" found that there is an industrial chain behind the star blessing video, which consists of stars, brokers, middlemen and demanders. The recording price of the blessing video generally ranges from thousands of yuan to 1.2 million yuan.

  The experts interviewed believe that if the object of blessing is an individual, it cannot be managed as an advertisement under the framework of the current advertising law. If the blessed object is not only an individual, but also directly or indirectly includes goods or services, then it can be considered as an advertisement to be managed and regulated by the advertising law.

  Selling blessing videos at high prices

  The order does not include tax and no invoice.

  "Real-life shooting, refusing to synthesize, full coverage of star network", "10 years of senior agents, no bad reviews" and "first-hand resources, 100% star direct signing".

  The reporter entered the "Star Blessing Video" on the online e-commerce platform, and the search results showed that all kinds of blessing video services were available.

  The reporter randomly opened five merchants, and their scores of "baby description", "seller service" and "logistics service" were all above 4.8 points, and they were marked as "high" by the e-commerce platform.

  In one store named ×× Culture Media, its blessing video service includes 11 categories, such as birthday, New Year, annual meeting, opening, activities, investment promotion and real estate. According to the customer service of the store, the first-line big coffee, second-line stars and online celebrities are matched with high school and low school to meet the needs of different customers.

  The list provided by customer service to reporters shows that prices and services are divided into different grades. For example, the price of celebrity blessing videos is divided into four grades: within 1000 yuan, from 1000 yuan to 3,000 yuan, from 3,000 yuan to 5,000 yuan, and above 5,000 yuan. Customers can also choose personal services and commercial services for artists, and the corresponding charging standards are also different. Some artists are labeled as "exclusive artists".

  Among them, artists with the highest bid of 200,000 yuan include Wu Mou, Chen Mou and Tang.

  According to the reporter’s statistics, the number of stars given by the store is 412.

  The customer service of the store told the reporter that the recorded copy can be provided by itself or the template can be used, and the length of time is generally 10 seconds to 15 seconds. After determining which artist recorded it, you need to pay first. The fees charged do not include tax, and customers need to bear 3% tax point if they invoice.

  The reporter also saw on the publicity pages of other stores that the video order of star blessing does not include tax and does not invoice.

  When the reporter asked if the blessing video of the big-name star was shot by the star himself, the customer service replied, "Everything is true, if you are the one."

  However, some sellers said that many online blessing videos are represented by agents, and there are few stores that sell star blessing videos.

  The reporter saw in the sample provided by a store customer service that the blessing content included a star wishing a company to be established, and some stars directly said "I am very happy to be the spokesperson of a brand".

  In this regard, the reporter asked a number of store customers about "If you invite a star to record a video of blessing the opening of a hot pot restaurant, can you ask the star to be the spokesperson of the hot pot restaurant?" Some store customers said that they could not record a blessing video related to the "spokesperson", and some store customers said that they needed to communicate and negotiate with the star team, and at the same time, merchants needed to provide a series of proof materials such as business license, product trademark and business qualification.

  When the reporter asked about the recording cycle, the customer service of the relevant store said that it usually takes 3 to 5 days to complete. The process is roughly as follows: selecting artists, placing orders on the platform, providing blessing words, arranging artists to shoot, and collecting films.

  According to the star quotation tables provided by different stores, the reporter found that the quotations of the same star in different stores are also different. Take an old singer recording a blessing video as an example, the prices in three stores are 4,800 yuan, 5,000 yuan and 5,200 yuan respectively.

  One side wants fame and the other wants profit.

  Relationship between supply and demand into industrial chain

  An artist agent bluntly told reporters that there is an industrial chain on the online platform where stars charge by recording blessing videos. On the one hand, individuals and businesses have needs, but there is no star channel; On the other hand, some popular artists need to earn extra money, which is a survival channel for new artists or out-of-date artists.

  So, how is the industrial chain of star blessing video formed?

  "Star blessing videos have a great market, depending on whether artists are willing to enter. For example, some enterprises or individuals just like the way stars send their blessings. For stars, as long as the studio is willing to pick up, signature photos, photo image cooperation and online short video recording are all charging methods. In the sinking market, there are also some on-site activities that can be charged. For example, corporate ceremonies require a star platform, a simple handshake meeting (stars sit at the event site, fans shake hands one by one), and even stars attend weddings to send blessings. " A senior person in the entertainment circle revealed.

  It is understood that this industrial chain consists of stars, brokers, middlemen, demanders and other links, especially in some waist actors, online celebrity and out-of-date star circles. Compared with filming TV dramas or performing on stage, recording blessing videos is a quick and simple way for this group of people to get benefits.

  Regarding the basis of video pricing, some insiders revealed that at the beginning, artists had their own expectations. After recording the blessing video and getting it to the market, after many sales negotiations, a relatively stable market pricing was formed.

  A person in charge of an enterprise who has purchased the video service of Blessing told reporters that many enterprises suffer from low product awareness and narrow sales, and hope to find some famous stars to promote their products in this way.

  Yu Feng, a researcher at the Legislative and Rule of Law Strategy Research Center of East China Normal University, who has written "Entertainment Law" and other works, believes that in recent years, many small and medium-sized enterprises often appear in promotional videos of annual meetings, business opening, investment promotion meetings and other occasions, and even in some personal weddings and birthday banquets, there will be videos of well-known artists’ blessings. If the star knows the object of blessing thoroughly, and the object of blessing is usually well-behaved, it is not bad for the star to bless it and get a certain reward.

  However, in Yu Feng’s view, if the star doesn’t know the true identity of the blessing object and what he usually does, it will mislead the public if the blessing object is a lawbreaker.

  "The greater the influence, the more you need to do your duty of care to avoid misleading others. As a public figure, the star’s words and deeds facing the public have obvious demonstration effects. " Yu Feng said that this kind of behavior itself constitutes a commercial transaction between the star and the object of blessing. The former exchanges money through blessing, while the latter exchanges face or social influence with payment.

  Then, is it illegal for celebrities to celebrate the birthday of family members suspected of fraud?

  Wu Zikun, a lawyer of Beijing Xingquan Law Firm, believes that if the video content only includes birthday wishes, and the star does not know in advance the illegal and criminal acts that others may constitute, then the recording behavior and the recording content itself do not violate the law. If the content of the video recorded by a star does not belong to or has obviously exceeded the scope of birthday wishes, and the individual or enterprise that obtained the video has committed illegal and criminal acts, then the specific situation of the video recorded by the star should be analyzed, that is, whether the star knows the illegal and criminal acts of the video recording object, whether the recorded content is substantially related to the illegal and criminal acts, etc., and the corresponding evidence is needed to support it, so as to judge whether the behavior recorded by the star is suspected of constituting a joint crime.

  Yu Feng believes that if you know that the other party is engaged in illegal and criminal activities, you should still record a blessing video. At this time, you should make a concrete analysis of the content of the blessing video to judge the nature of the behavior of recording the blessing video and whether you should bear the corresponding legal responsibilities. "For example, whether the video content is related to illegal and criminal activities, and whether there is direct or indirect intention to help illegal and criminal activities through videos."

  Involving products is regarded as endorsement.

  Manage according to advertisements.

  The recording of blessing videos by artists not only brings benefits, but also risks.

  In July, 2020, a large number of investors reported on social networks that they had not paid the loan money for the favorable network platform after it expired, and they also shouted under the social account of artist Yang Di, calling on him to speak out for the favorable network platform event. Because Yang Di had previously made a blessing video for the favorable network platform.

  Subsequently, Yang Di issued a statement on his social account, saying that he helped the propagandist record the video during the film promotion period, and was not a spokesperson for the favorable network platform, and he did not charge any fees for recording the video. He will assist users who have been deceived by this incident to pursue the platform responsibility, and deeply apologize to those who have suffered losses due to video recommendation.

  Then, is it the artist’s obligation to know the object of blessing before sending out the blessing?

  In Yu Feng’s view, from the perspective of pure commercial transactions, it is difficult to find out the compulsory obligation that stars must know the object of blessing in advance under the current legal framework. However, from the general moral point of view, because of the particularity of identity and influence, stars do not have some basic understanding of the object of blessing at all, and it is not advisable to hold a mentality of "having milk is a mother" and "earning one vote is one vote". After all, problems will hurt their reputation.

  Yu Feng believes that artists should follow the basic common sense and bottom line to make some basic understanding from the level of moral obligation when recording blessing videos as stars and acting as guests of opening ceremonies and weddings, but it is not recommended to impose "in-depth" understanding on artists.

  "The reason is that ‘ In-depth ’ The boundary is blurred. To be completely ‘ In-depth ’ In terms of time, manpower and material resources, it may not be a bottomless pit, and it will never be filled. " Yu Feng said that it is difficult to answer this question, even difficult to have an in-depth understanding of who is the authoritative operator. For example, should an ordinary staff member be entrusted with in-depth understanding, or must an independent third party be entrusted with in-depth understanding, or must a lawyer be hired to conduct in-depth understanding according to the standards of legal due diligence?

  The reporter also noted that some people in the industry believe that providing personal blessing videos by stars can be regarded as economic behavior of fans, but when they cooperate with enterprises, because of their celebrity effect, they are actually using a pan-advertising language and a positive statement to imply or express that this product should be promoted, which is essentially an advertising endorsement behavior.

  However, in Yu Feng’s view, it is not appropriate to draw an equal sign directly between an artist’s public blessing for others and his endorsement for the object of blessing. Because endorsement, its daily semantics refers to the meaning of "speaking on behalf of" and "speaking on behalf of"; A star’s public blessing for others cannot be directly equated with a star’s "speaking for the object of blessing" or "speaking for the object of blessing".

  "Endorsement, understood in the context of advertising law, is related to ‘ Advertising ’ And ‘ People ’ Synthesize into a proper legal term — — ‘ Advertising spokesperson ’ It means a natural person, legal person or other organization that recommends and proves goods and services in its own name or image, except advertisers. " Yu Feng said that because the object of blessing is others, neither goods nor services, it is difficult to classify the stars who send blessings as advertising spokespersons.

  However, some netizens suggested that if the stars mentioned each other’s specific enterprise or product name in the recorded blessing video, would it have the nature of celebrity endorsement advertising?

  In this regard, Yu Feng gave a positive answer. "If specific enterprises are explicitly mentioned, it has the advertising nature of celebrity endorsements. The reason is that both corporate spokespersons and brand spokespersons can ultimately be attributed to directly or indirectly recommending and proving goods and services." Yu Feng said.

  "If the object of blessing is an individual, then it cannot be managed as an advertisement under the framework of the current advertising law. If the blessed object is not only an individual, but also directly or indirectly includes goods or services, then it can be considered as an advertisement to be managed and adjusted by the advertising law. " Yu Feng said.

  As a public figure, artists should be strict with themselves and treat their actions cautiously, which has become the consensus of the interviewed experts.

  Regarding how to be cautious and self-disciplined, Yu Feng believes that there are two points to pay attention to: "As far as blessing videos are concerned, on the one hand, media supervision and social supervision are carried out through exposure, and reputation is the fulcrum, which affects the behavior choices of stars; On the other hand, self-discipline rules can be formulated through industry autonomous organizations to provide normative guidance for stars’ prudent self-discipline. "

  Some insiders also suggested that the relevant departments should give normative guidance to commercial behaviors such as sending videos of blessings by stars, and guide the stars to do a good job of screening and not act as "meat horns" for those who violate the law and lose their morality. As a group with high social influence and a large number of fans, artists should maintain a stricter sense of social responsibility and cherish their feathers.

Coffee and tea "duel", which is more beneficial to your health?

Original GlobalMD global doctors organization

Do you start your day with a cup of rich and fragrant coffee? Or do you prefer to start the day with a warm and soft cup of tea?

Indeed, everyone has different preferences. Scientists’ research has confirmed that drinking coffee or tea regularly can bring health benefits. Specific to personal health benefits, if coffee and tea "fight", who will you decide as the winner? Look at the following studies, and you may have new findings and different feelings. Pay attention to details.

Reading abstracts

1. Source of dietary fiber

Normal adults need to get about 25 grams of dietary fiber from their diet every day to maintain their best health. The fiber content of a cup of coffee is ~ 1.8g (depending on filtered coffee, espresso or instant coffee).

Drinking a cup of tea can hardly meet your daily dietary fiber requirements unless you like to chew tea.

Step 2 focus on:

Do you need to complete some intensive study or work? For example, studying for a fateful exam? Caffeine in coffee and tea will help you concentrate.

However, caffeine can improve attention and reaction time, and too much caffeine may lead to nervousness and overexcitation, which will eventually damage your mental state and performance.

According to the research data of Mayo Clinic experts, the caffeine content in coffee and tea varies greatly due to various methods. An 8-ounce cup of brewed coffee contains about 100 mg of caffeine (espresso and instant coffee are less), in contrast, an 8-ounce cup of black tea contains about 50 mg of caffeine.

Which is better, coffee or tea?

A comparative experiment invited participants to drink four cups of coffee or tea (the same amount) all day. The results show that the two drinks have similar effects on alertness and cognitive ability. However, tea has a great advantage: it can help you improve your performance without disturbing your sleep quality.

3. Beneficial effects on intestinal microflora

Coffee and tea both contain a plant compound polyphenol, which has many health benefits. The research results of British scientists show that polyphenols can reduce the risk of chronic diseases, and it is a "rocket fuel" that constitutes a beneficial microbial community in the intestine. The study also confirmed that the polyphenol content in coffee was significantly higher than that in green tea. The polyphenol content of green tea is higher than that of black tea.

4. Reduce the risk of cardiovascular disease

According to a large number of population health studies, it seems that both coffee and tea are good for the heart and can reduce the risk of heart disease or stroke. But these studies are not the final conclusion, just like exercising more or eating a healthier diet, which is better, it is difficult to judge "winning or losing".

A large number of clinical research results show that drinking tea regularly, especially green tea, will better improve blood pressure and cholesterol levels. Drinking decaffeinated coffee can also reduce the risk of heart disease.

This seems to indicate that the benefits of drinking coffee or tea to the cardiovascular system may come from other compounds besides caffeine. In any case, the health benefits are clear.

5. Reduce the risk of cancer

Many studies have confirmed that coffee drinkers have a lower risk of cancer, including a meta-analysis of 59 clinical trials. The results show that coffee drinkers have a 13% lower risk of cancer compared with people who rarely or never drink coffee. The conclusion is that people who drink coffee regularly can prevent colorectal cancer, prostate cancer, liver cancer, endometrial cancer, oral cancer and breast cancer, as shown below:

The American Cancer Society concluded that coffee contains hundreds of bioactive compounds, some of which have been proved to reduce inflammation, prevent cell damage and regulate genes involved in DNA repair. Whether it is cancer, obesity, heart disease or inflammation, drinking coffee is beneficial to health, even if it is not a panacea.

Up to now, a meta-analysis of 113 studies on the relationship between tea drinking and cancer prevention shows that "there is almost no evidence to support the relationship between tea drinking and cancer risk reduction".

There are more detailed explanations, including the following questions:

6. Reduce the risk of developing type 2 diabetes.

A meta-analysis of more than 1 million people found that people who drink four cups of coffee a day have a 25% lower risk of diabetes than those who drink little or no coffee every day. People who drink four cups of decaffeinated coffee a day have a 20% lower risk. Coffee is very beneficial for reducing the risk of diabetes. So, how about tea?

7. Relieve mental stress

If you want to relieve some stress, tea is the best choice. When people are stressed, drinking green tea or black tea can make them more relaxed and lower the level of cortisol (stress hormone).

To make a long story short, relax? A cup of tea is the best choice.

8. Possible potential impact on longevity

There is no definite conclusion, but observation and research show that people who drink coffee or tea often live longer than those who don’t drink these two drinks.

Who is the final winner?

In terms of your personal health benefits, who do you judge to win?

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